My husband and I have had a JCPenney card for many years now. We had a credit line of almost $2,000. We spend a lot of money at JCPenney just this year of 2017 we've already spent over $3,000. Come to find out they lowered are credit limit for no reason. They tried to say that our credit score was too low and that we had some delinquents which is exactly what we had when we applied for this credit card 3 + years ago. And got approved then. They wanted me to resubmit another application to have a credit increase which I think is absolutely ridiculous. Especially because my credit is the same as when I got approved. Especially because I spend thousands of dollars at this store. That's okay we will save money now because I cancelled our card due to the rude management and customer service I received. When somebody's paying their bills and spending thousands of dollars you don't just lower there credit line.