I was looking for a processing company and put through an application BUT they couldn't help me out as I'm Canadian and needed an SSN or ITIN in order to open an account. Little did I know they were charging me monthly for a service I never did get! When I noticed the payments coming out of my account 10 months LATER I called the bank and had them cancel the charges and reverse the last few payments. After I did this I got a message from Authorize.net saying I OWED them money! FOR WHAT?! I just now got a letter from collections OMG saying I owe $100 OMG! I call this Authorize.net and I give the lady the last 4 digits of my bank account the name of my company the address and e-mail... she said she can find it and needs me to login to their website, this is where I said NO I'm not logging into anything to do with this company! DO NOT give them your bank info or anything else they are scammers. I'm not sure what to do about this being Canadian. Avoid the website and anything to do with this company!