I picked a freelancer to do some website work, this was on the weekend. Even though the bid was 260.00, the milestone was the same. Years ago the milestone was a deposit a portion. Well, I paid it reluctantly. Not 5 minutes after making the payment, my bank's fraud department called my home phone. They wanted to know did I authorize 3 not one charge for 250.00. Visa apparently had them in their scope and flagged payment immediately. If fraud alert hadn't caught it they would have taken 750.00 instead of 250.00. From what I'm reading I'm sure I would have caught hell getting it back.