So on January the 19th 2019 I set up an appointment with Luna I was trying to set up a payment plan. The representative form luna told me that it will be a paid as you go month to month as a Payment plan but it was not. They set me up with a A Credit card account with wells Fargo without my knowledge As I was paying month to month I was also getting charged extra fees And by the end of the year I still own the same amount if not more I contacted Wells Fargo and Luna They start pointing the finger at each other Either way I was Charged extra 1200 dollars That is unacceptable and they will never receive my business ever again. As you can see in the picture I still own the same Amount form last year and I pay it every month