IF you shop on line a lot, this is definitely something that you will need. But, do remember to read the fine prints, knowing what are eligible and what are not, what are the maximum (maximum rebate amounts and times for different merchants). If you don't want to read the fine prints to learn what are eligible for 10% back or not (the restrictions also vary among merchants), try small amount orders at the beginning for each store, and then you will learn. The membership fee will definitely pay back.
Hi Candy, we're glad you are enjoying your membership! Please don't hesitate to reach out if you ever have any questions! Thanks!