This by far is the worlds worst home warranty that exists. I had someone Being their repair man Come over for an appliance, after a month wait of no claims, and was told that They do not honor pre-existing conditions. This certainly was not the case. I have since found out that they give the repair man a cash bonus to say any appliance had a pre-existing condition to get out of doing the repair. All I can say, is save your money &do not buy Choice home warranty, or any other home warranty to be safe. They say if it's to good to be true, it's a phony. This is a huge phony! Check them out on BBB, Facebook, Google, and anything else you please! I'm done with them! And Marza & Co in Freeport NY Is a huge liar of theirs as a appliance repair. Stay far away from them as well! Liars like you have never seen! Thanks