a minute ago
!!!! DO NOT DO BUSINESS WITH THEM. !!!! (SCAM)
I purchased a $1,000 Refresh Finanacial Visa & two $10,00 loans with Refresh Finanacial and I have had the product for over 6 months and on the Equifax my score went down -1 to -2 points each report update. On TransUnion I improved a total of +29 points for six months. The problem is that is the person promised me that I will improve +10 points a month for one loan and if I have two loans it should be around +18 points a month and so they did not even come close to delivering on their promise. I paid them over $2,000 in decrease my credit score one Equifax and barely improve my score on TransUnion.
I feel that I got scammed because I was lied to and they did not deliver on their promise and I have them $2,000+ for the loans and also had a $1,000 Refresh Financial Visa and my score dropped consistently on one credit agency and the credit agency nearly moved up. I did the math and I paid $125 for each positive point on my credit score and about half I would have gotten organically and on the other credit agency I spend $125 for each -1 point on my credit. I never even came close to hitting +18 points in a moth like I was "promised"!
Do not trust anything they say and do not use them, I highly do not recommend these guys! They will make promises to you but do not deliver on them and you will be stuck paying thousands for nothing.
If you read this review and do business with Refresh Finanacial and you get scammed that is on you. Scroll down through the reviews and you will see others who got scammed.