PLEASE BEWARE OF THIS COMPANY AS THEY PROTECT THIEVES! My credit card number was stolen at a restaurant (card was new never used before that day - so no online or other way it could have happened) This restaurant employee charged a bunch of stuff on merchbar. I needed the address to which the merch was to be shipped in order to prosecute the right person. I offered to sign a release of liability for merchbar. They REFUSED to help. The rights of thief mattered more to them and of course protecting themselves. It's all they care about... don't care whose money they get... where it goes... or how many people are stolen from. BAD COMPANY, BAD BUSINESS PRACTICES AND NO ETHICS. B E W A R E