Kohls must be in serious financial trouble. There cashier I purchased from told me about this free kohls credit card is free. It is not free. It carries an interest rate 25.99%. When I got my first invoice I saw that and paid in full and marked on my bill close this account in RED! I have not bought anything from kohls and will not. Today I got another bill from kolhs for $27.23 just to save their financial instability. They also make it impossible to connect with their billing department. They pass you off to several different people in South America who are all trying to sell you something for free. These people are paid $3.00 per day and are quite happy while we have millions of American on unemployment. This corporation is dangerous.