Be careful trusting USAA car insurance. Or even dealing with them. They will F**k up your driving record. Not only yours, but your childrens too! They need to be investigated and need to put their workers in some kind of knowledge training so they can provide you with the right information, and not picking them up from the street corner. All they know is to F**ck you up. Dont be afraid to report them to the BBB and all the other agencies out there. They discriminate against other cultures. Dont let them fool you with their fancy words and charisma. They are hiding their wickedness inside of them. I had a terrible experience with them for car insurance. I was with them for a few years, never had an accident, and I tried to save some money to pay other bills so I asked them if I could lower my policy and they ended up terminating me by giving me the false information. They marked me with other companies so I can no longer get a descent car insurance rate. They are liars. If anyone out there has similar experience, we should all get together and try to eliminate them.