Flender is a investment pooling website that is mainly focused in the Irish market. It lends to Irish companies so that they can make investments. I have used it both personally and through my companies because I found the concept very interesting. I used it for 5 years and I invested in numerous projects, however I made significant losses. In about 50% of the investments I made in the site people would just take the money and fly. There was no due dilligence from Flender side, no special requirements for the companies to meet, no guarantees. Of course those companies were just taking the money and in half of the cases didn't return anything. The majority of the projects are for young established companies, but not startups. The companies have a profile but there is no credit check done nor any trust factor provided, so anyone can basically ask for money. After losing my investments I did some background checks of those CEOs and chairmans who were flying off with the cash and I found out that some of them were serial crooks. No legal assistance is provided either.
Instead of Flender I would recommend Seedrs, Lenddy, Housers and other invetment pooling sites. Some losses can be expected there too, but Flender is a loss leader.