I've been using Paypal for a long time now. Not because it's good, but because it's more convenient to make purchases and that every merchant uses it. If you ever purchase an item on Paypal from sites such as eBay and the seller offers returns, never claim the item is fake even if it is cause you will need to pay someone to verify it is fake or get some sort of proof somewhere. Instead, just say you want to return the item to the seller, and then leave negative feedback. I've lost over $500 because I couldn't get proof buying a Hermes belt on eBay.