Of course u will find scammers and women just needing money as it will not be possible for the site to check ur chatmates in advance, it is up to you to discard and report them immediately or simpy follow the rule "never send money" no matter how convincing the girl might be. I was paying member 3 times and each time I went afterwards to Philippine I could meet girls I chatted in this site but I checked them out seriously including using cam in skype or viber. Nevertheless a rest of risk will remain. The best comprehensive review I read here was written by JDL.