I admit it. I was one of those who read all the reviews on here (last night) and thought, 'Oh, that won't happen to me. Their website says they have a 4/5 star rating. I'll be the exception. Well, after I signed up for an account minutes later and bought $100 gc for Dik's Sports I wake up to an email this morning from my bank cancelling my card saying it has been compromised (haven't bought anything else lately) and then to add insult to injury get the often discussed email saying the 'risk assessment team' cancelled my order. THIS. WEBSITE. IS. JUST. A. SCAM. PERIOD! STAY SO FAR AWAY YOU CAN'T EVEN POKE IT WITH A STICK. There's too many other sites out there and the nominal (or better) discount is def not worth the risk. Trust me. I found out the hard way even though I thought I was 'the exception.':-/