When buying airplane tickets DO NOT get insurance through TripMate Travel Insurance. Not only they make you wait 30 days, then they come up with the stupidest excuse not to give you your money back. A hurricane category 4 was supposed to hit the place where we were going on vacation, but because last minute it didn't happen then they won't give us a refund? How were we supposed to know where it was going or how strong it was going to be? Ridiculous! - beyond frustrated