Allstate has proven to be an unfair company. They always deal me a bad hand in terms of insurance rates": lying and horrendously raising their rate EVERY 6 months. You are NOT in good hands! When I filed a claim for my home policy, they denied the rectification of my hail damaged roof and gutter. The new insurance company denied insuring my roof because of hail damage. They asked me to file a claim to Allstate to fix the roof which Allstate rejected. I have had four contractors prove that the roof does indeed suffer from hail damage. The adjuster is annoyingly stubborn and will not budge despite the FOUR contractors' opinions! The adjuster says its just wear and tear. I have photos and can blatantly see the hail damage. The adjuster wants me to spend $1500 to get an independent appraisal to go through the settlement which is outrageous. What do I need insurance for if they ignore the fact that there is hail damage? The adjuster only gave me $850 which is less than my deductible for more than $11,000 worth of damage. It has been over 2 MONTHS of constant phone calls and arguing over my rightful claim. The key point of this all is that Allstate is not a fair company. I will never go back to them, and I will fight with them for my claim!