UPDATE # 3 - Aug. 17th. After I read this goodg guys latest reply I realized how Comical this whole thing is. It's gotten so over-blown with extraneous garbage I thought maybe I should just delete all but the original review, but instead decided to leave it for your entertainment. ( ͡^ ͜ʖ^) I applaud Mr Goodg for his apparent desire to continue (on & on) spin-doctoring the real truth....
“UPDATE - This Site Has Been Lowered To Zero Stars!”
• Previous review
UPDATE - This Site Has Been Lowered to Zero Stars!
Oh man... This guy should Never have challenged me!
He's the "Goodg"... the GetOutOfDebtGuy, but I'm the "ARE! G"... the Always Read Everything! Guy, and boy did I dig up some DIRT on this goodg guy and his site.
I gave him the benefit of the doubt with 3 stars, figuring he wasn't much different than the other mass of sites like this that infest the internet. But I was wrong. This Guy Is A Menace To Society!
Sitejabber warns against challenging a bad review, but apparently this goodg doesn't read well enough to understand that. So let's take what he claims in his Reply (see it below) in order:
His first challenge is that my review, "seems to be in error," that his site, "does not have anything on it about TrustPiolet or managing any sort of rating. I wonder if the reviewer got us (there's no "us," only him, unless you want to include his partner "Consolidated Credit") confused with a different site."
Confused? Nice wording for a cozen, (credit where credit is due) but the goodg is the one who is confused. Look for yourselves. Go to the site. Or search: http://getoutofdebt.org/112518/401k-loans-borrowing-your-money.
There's more than one way to find this. Right there on his front page... there's his #1 "Sponsor". "Consolidated Credit" (a Bank, but there's "no loans made from this site") with a big ad, the entire corner of which says, "TrustPiolet" and has 5 large golden Stars under it.
Now read my review, here, on this criminal outfit and you'll see why I wrote this into my review. Need any more proof? Search: getoutofdebt.org complaints & review for the one from TrustPiolet, and There it is. But don't tell the goodg, he doesn't know anything about it.
And did I say his Answers, Counseling, and Advice are canned? You bet I did. I asked a few questions onsite, looked at some of his "advice"... Click a few buttons and here's what you'll find:
"Budget Your Money"
ADs! "Sponsored" ads, All of them. 12 in a row, each and every one nothing but sets (dozens) of search links to his sponsors.
"Making Money" button... same exact thing, except These Go To Scam Sites!
"Work From Home. Start Now-Earn An Extra 3K Per Week" Ya, Right. Click my profile and take a look at a few of my reviews on sites that tout making Fast Money.
He mentions his too cool association with "Myvesta.org".
Oh really? Go there. Read this article:
"Myvesta.org Beware Steve Rhode (the goodg) And getoutofdebt.org June 13,2010... This company is a fraud Internet.
Here it is, check it out:
Then while you're there, just below that is:
The GetOutOfDebt.org & Steve Rhode FAQ
"Steve Rhode and getoutofdebt.org had a previous Scam...
But to stay in order I've got to go to the loans:
"The site does not make loans... and I give away books... sells no consultations or counseling."
So let's look into this. He does not deny the affiliated Bank sells consolidation loans. His #1 "Sponsor". Only that he does not. And what does my review say. That I doubt this site gives loans themselves... but almost comically the goodg goes on to post a button that rats him off on this; the "terms," the Fine Print he expects no one will actually read, where it states unequivocally that he gets money from his sponsors, his "Sponsored" ad affiliates. And now look at his front page!
"Best Loans," "Consolidate Your Debt," "Get Your Free Consultation Today!" in the ad bar at the bottom.
Well of Course the consultation is free; that's how they talk people into taking out the loan. And where do they get this consultation? Take a guess. There's nothing But loan ads. "Credit Repair" "Student Loans" "Debt Settlement" plastered all over the page.
This Goodg is a Shill for them, and he wants us to think he doesn't get Paid?
Read on. Scroll down past the phone #... "FHA LOAN" "Tax Appeal" "Money Loans" (another site to.)"Help You".
Go down some more. Past the "Ask the Goodg" button (which is 3 old questions, with button/preinstalled answers) and you'll see:
"Top 3 Consolidation Firms" "Top 10 Debt Consolidation" another "Free Consultation" + more. Every segment of any title has another set of these ads - all the same - all selling Loans. This guy is a liar! Loans Do originate from this site, and there's no way he's going to make me believe he's not profiting from it.
But don't take my word for it; after his statement, "The biggest issue is if someone objects to the free advice..." trying to make it sound as if there are No Issues with this site left, after he's dismissed the ones above... but let's just look online to see about That. Search:
Right under the Goodg's many ads and cozens. That are there to try and spin doctor the following. (and please excuse the contraction, "good.org" as writing all that out is tedious):
"Ripoff Report | Steve Rhode - good.org Complaint..."
From: "Ripoff Report > Scottsdale-Arizona-8..."
"Steve Rhode-G O O D.org@ goodguy Sells Private Information To..."
"Ripoff Report | (ditto above)--Washington...
good.org goodg Steve Rhode Bait and a Switch, B. S. Fraud Washington DC..."
"G O O D.org - Beware, Review 392611 | Complaints Board
Nov 13,2015 · Consumer Complaints and reviews about good.org · Beware · Products..."
Aug 23,2011... Steve Rhode G O O D.org is a liar journalist. I live near..."
GOODG Steve Rhode's Using Cookies to Trap You For Life, by Paul J Paquin - CEO at Golden Financial - states:... 3rd party advertising and tracking firms such as on Steve Rhode's website..."
"Public Citizen > documents:
Verified complaint for Declaratory Judgment..."
On and On... I quit on the third page of these. There are at least ten more... So this goodg guy wants to cross swords with me, I'm ready!
Zero Stars For the Goodg and his Ripoff site!
“Please! Use Only in Absolute Need!”
• Previous review
Please! Use Only in Absolute Need!
Review on getoutofdebt.com.
The very first thing I found against them when I went to this site, is they are flaunting a 5 star "TrustPiolet" review, (see my review here on Them) who do a lot of other things bordering on criminal, but they SELL the ability to "Manage" reviews to fake a 5 star rating. They should be put out of business, but that aside, I also found this sites URL dot of ". Org" is a ploy designed to make ppl think they have to be reputable. But are actually private and the government is not involved at all.
Two strikes toward Scam, but the real skinny on this is that there are likely many thousands of these places, and they don't Have to scam there's so much money in it.
It works like this:
They basically loan the money to pay off all the debt(s), make the payments (to Them now) lower, which adds to the amount owed (Their interest), and takes longer to pay off (so They get that interest percentage for a longer time). These are called "Consolidation" loans. Self explanatory.
But, In fact, l doubt this site makes any loans themselves. I didn't sign up for any to find out, but its easy enough to see those are most likely farmed out, because this "Get Out of Debt Guy," Steve, doesn't need it. He's too busy selling pre-prepared advice, Consultations, and Counseling, (by his computer) articles, books, et al, and taking his cut of the money from the customers he lines up for... (the onsite ad) "Consolidated Credit." Consolidated? As in, Consolidation loan? Go figure.
My advice of this review's title stands... Use only in absolute and immediate need, because these places cost you a Lot of money. The loan. And this site can only add more to that.
I'm still rating it 3 stars for mediocre, (and not less) simply because this site is not doing anything (at all, really) worse than the other thousands of them.