• CashNetUSA

CashNetUSA

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Overview

CashNetUSA has a rating of 1.06 stars from 103 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about CashNetUSA most frequently mention high interest, bank account, and customer service problems. CashNetUSA ranks 148th among Payday Loans sites.

  • Service
    54
  • Value
    50
  • Quality
    48
Positive reviews (last 12 months): 0%
Positive
0
Neutral
0
Negative
26
18
See all photos
How would you rate CashNetUSA?
Top Positive Review

“Cashnet saved me”

Kiara J.
1/2/23

I see so many people complaining. I didn't have a bad experience. I knew this loam couldn't be ran like a normal loan. I only borrowed what I needed and plan on paying it all off soon as I got paid. You can't stretch it out and pay monthly because interest incur daily. Understand what you get before accepting. Read

Top Critical Review

“Thiefs Worst Ever”

Jean M.
1/23/24

After paying down $850 on the loan, they charged me $325. Seems illegal, they trap you and should be put out of business.

Reviews (103)

Rating

Timeframe

Other

Thumbnail of user jeanm1579
1 review
1 helpful vote
January 23rd, 2024

After paying down $850 on the loan, they charged me $325. Seems illegal, they trap you and should be put out of business.

Service
Value
Quality
Thumbnail of user troyw356
2 reviews
1 helpful vote
April 6th, 2024

Well I never got a loan from them yet there holding the past over my head and I already have bad credit and I can't get a loan through them I do collect ssdi and my dad's survival benefits through social security I wish someone can give me a break I tried to get a loan through Mike's rent to own then they brought up cashnetusa then it blew it I don't understand people or businesses that discriminates or that's judgmental

Products used:
Trying to get a loan

Service
Value
Quality
Thumbnail of user davidd5814
1 review
0 helpful votes
January 26th, 2024

I have paid over $1000 on a $600 loan and they are now garnishing my wages for another $800. $#*! this place.

Products used:
Loan

Service
Value
Quality
Thumbnail of user kasier6
1 review
18 helpful votes
March 30th, 2022

I tried out this service because of one of my family members. Worst mistake I could have made. Yes they deposit the money in to your account fast either the same day or next day. The problem is they charge an interest fee everyday. So even if your making your payment on time or even over paying it's hard to even pay it off because of the interest fees that they charge. Which I didn't not no because I did it online. Talk to someone ask questions before signing up. I would not recommend this to anyone.

Service
Value
Quality
Thumbnail of user amandah2247
1 review
13 helpful votes
April 23rd, 2023

Y'all please don't use them for a loan, I borrowed right in the middle of the pandemic (700.00). I started paying it, but it wasn't going down, turns out they were adding daily interest, without me knowing and it wasn't disclosed to me, ( I would have never agreed to this and said just forget it) because that's crazy and deceitful of them. And now people are calling years later with threats of a "forceful recovery " and sending text messages about a missed payment. And that my bank blocked them from getting a payment I never agreed to. It's starting to make me mad honestly. What are y'all doing about these phone calls and threats? Are you paying them?

Thumbnail of user angielvallad
1 review
11 helpful votes
July 10th, 2023

They convinced my husband he'd be getting 10 grand deposited into our account BUT he had to go buy Walmart Visa cards to cover insurance and boost his credit score. He thought after the first time something was off but didn't listen to his gut instinct. Now WE owe our bank 3 grand thanks to this man Matthew who is sooo convincing! The FBI Fraud department has been notified and they will get you! I hope others read these reviews before they're screwed our of their hard earned money!

Tip for consumers:
This is a SCAM

Products used:
Na

Service
Value
Quality
Thumbnail of user drit
1 review
1 helpful vote
September 6th, 2023

This company is fraudulent and unless you want to drown yourself in a gigantic amount of debt I would suggest your stay far away! Consider reputable companies such as EarnIn or Dave for payday loans.

& to Kiara J. Who addressed everyone regarding their low rating…Bih Stfu because everyone has the right to their own opinion. Everyone obviously doesn't have the same experience you genius. Next time you decide to dismiss others option how about you think before you speak you idiot.

Products used:
Line of Credit

Thumbnail of user lisal3431
1 review
12 helpful votes
July 19th, 2023

How do these people sleep at night knowing they are robbing people who are at their lowest!? Taking food out of toddlers mouths!? People getting a loan are obviously struggling and you want to make your customer who took out a $500 loan and paid it off, but then told you that you still owed another $800! At that time I lost my job and they were no help whatsoever. Now they are saying my balance is $2,700! Karma is a &$&$H!

Thumbnail of user jillianbowman14
1 review
0 helpful votes
November 20th, 2023

I took loan out I think a year ago wasn't able to pay the loan back then I got an email saying they have a summons n have a warrant out for my arrest is this possible

Thumbnail of user jilldonaville
1 review
10 helpful votes
May 5th, 2023

I took out a loan for 600 and it ended up being 1400 bucks I had to pay back. I'm still paying for it. I can't wait to be done these fees are kicking my butt. I paid the 600 back a long time ago and still have 3 more payments to go. I swear I'm never taking a loan EVER again. I don't care what's going on. The interests they charge is highway robbery. Unreal.

Thumbnail of user lisab5018
1 review
0 helpful votes
August 23rd, 2023

Every time I would call to find out what was taking so long they would give me another problem and say I had to send more money on an Ebay card. They are scammers DO NOT USE THEM

Tip for consumers:
They are scammers

Products used:
cash net

Thumbnail of user ashley.rebeccaw
1 review
7 helpful votes
June 13th, 2023

Don't use Cash Net Usa unless you're ready to sell your soul. Payments are 200-300 a month. If i need a loan, what on gods green earth makes you think i can pay that? I've paid over $600 on it and it's now ABOVE what i got. Makes no sense.

Tip for consumers:
don’t do it

Products used:
a loan

Service
Value
Quality
Thumbnail of user lezliec7
1 review
4 helpful votes
January 7th, 2023

Don't ever get this loan they will completely mess you over. Called to pay for my loan & they were so rude. Took over 20 mins to get the payment to go through. I had to get a new loan to pay this one off. Don't do it! They will mess you over. Bad company. Bad customer service!

Service
Value
Quality
Thumbnail of user tf460
1 review
9 helpful votes
July 29th, 2022
Verified purchase

Please do not make a loan, specifically cash advance with Cashnet.com. Their customer service is great but terms misleading. As you make payments your loan will continue to increase. I've made my first few payments and my loan balance is higher than when I originally made it. Save yourself the problem, just wait it out.

Thumbnail of user jamillac
1 review
14 helpful votes
October 21st, 2021

I keep receiving these threatening phone calls by this number *******065 from a girl named Morgan, stating they are suing me over a loan I took out with them about two years ago during this Covid- pandemic. I returned the call to find out they were trying to collect additional information off of me. I received a letter about this debt that went to a collection agency. I did take out the loan. I had all intent on paying it back. I lost my unemployment/ new job that I had landed. When taking out the loan, but now I'm being harassed on my phone with strange noises being left in the background. I be been threatened that I'm being sued for a $1000 loan they said on the phone is now over $3000 the rude disrespectful calls are truly uncalled for.

Service
Value
Thumbnail of user jamesb4629
1 review
18 helpful votes
April 8th, 2021

I was scammed by Jhon Wright who claimed to represent CashNetUSA. Went through application process and received approval letter via email. Letter was phoney! When advised funds deposited into bank account my bank found it to be a fraudulent check and cost me $225 out of pocket costs plus closer of bank account, cost over $200 in late fees on credit card payments due to fraudulent check deposited by individual representing CashNetUSA! Be CAUTIOUS! I have contacted CashNetUSA via email and text, never recieved reply back. Photo of fraudulent check posted in this review.

Tip for consumers:
Be very careful! High pressure sale tactic, preys on persons URGENT need for loan. Please read reviews from Credit Karma and National Better Business. This site COST me hardships believing loan legit.

Products used:
Loan services.

Service
Value
Quality
Thumbnail of user jamaiam
1 review
9 helpful votes
August 13th, 2022

I got a $340 Loan in June made payments and than took out $600 loan in July. I tried to paid loan off in August they charged me an extra $500 to pay loan off… I repeat do not get this loan it's not worth the risk… now I'm down $500 dollars and even after I paid the pay off the amount. They said I still owe them $21. What you see is what I paid. My loan was only for $950 you do the math. Oh and this doesn't show the other payment I've made that total to a $500 fee.

Thumbnail of user brendac1459
2 reviews
6 helpful votes
March 7th, 2023

I borrowed money from this company not knowing the extreme charges that they did not disclose. I have them paid back $200 over what I've borrowed and I will not complete the loan for another six months they're right down thieves taking advantage of hard-working people they should be ashamed of themselves.

Tip for consumers:
Avoid at all cost!!!!

Service
Value
Quality
Thumbnail of user juliaf418
1 review
7 helpful votes
October 13th, 2022

I have been receiving calls from an agent by the name of John. I asked if my bank account log in information would be required to get a loan, and if it was I wasn't interested in the loan. I had recent fraudulent activity from another loan company who collected my log in information to get a loan. The message was received from John after asking him to stop calling me, and I wasn't going to provide log in information to him. They don't deserve any stars.

Products used:
None

Service
Value
Quality
Thumbnail of user jessicae957
2 reviews
9 helpful votes
June 7th, 2022
Verified purchase

This company used to be good, I've used them for 10+ years but not any more! They don't care about their customers, not even a teeny tiny bit, wait that's not true they do care about their customers money and finding all ways they can to take it from them instead of help them. They are overly greedy and are literally abandoning all of their loyal long term customers to make more money. At least sell the business and start one doing something different instead of ruining it. Do not use this company EVER, they are now AWFUL and untrustworthy and they will make you regret it. Shame on you Cashnetusa.

Tip for consumers:
Just don't. Use a different company instead.

Products used:
Pay day loan

Service
Value
Quality
Thumbnail of user melissaw1827
1 review
2 helpful votes
February 16th, 2023

I have no need for this business, but they called me multiple times so I finally answered. They told me they had received my application for a loan. I hadn't submitted an application, so I worried my identity was being stolen. They would not help me and were actually quite rude. If this is how they market to get new customers, I would never do business with them.

Tip for consumers:
Don't use this site. If what I'm encountering is their marketing strategy, then the integrity level of the company cannot be high.

Products used:
I did not use any products. I never wanted to do business with them, but since they called me, I now need to get to the bottom of whether my identity has been stolen.

Service
Quality
Thumbnail of user carlb716
1 review
8 helpful votes
July 7th, 2022

This company is a rip off. They don't care about customers at all. They didn't even give people a break during the pandemic. They still wanted their money. They didn't care if you weren't working. I told them I wasn't working during the pandemic and wasn't able to pay. I was told to make other arrangements because they couldn't cancel or hold payments. All they could offer was an payment arrangement. Other companies dropped their interest rates and let their customers skip payments, but not CashNet.

Tip for consumers:
If you have other options, consider them first.

Products used:
Loan service

Service
Value
Quality
Thumbnail of user kiaraj19
2 reviews
2 helpful votes
January 2nd, 2023

I see so many people complaining. I didn't have a bad experience. I knew this loam couldn't be ran like a normal loan. I only borrowed what I needed and plan on paying it all off soon as I got paid. You can't stretch it out and pay monthly because interest incur daily. Understand what you get before accepting. Read

Thumbnail of user richardb3845
1 review
8 helpful votes
March 12th, 2022

This place must be located right next to hell because I can not believe what a scam it is. I did receive my requested money very quickly however when I checked my payment schedule I was going to be making payments 3 times a month. What kind of $#*! is that. I immediately gave there money back to them but had to pay 425 dollars extra and I did not have the money for more than a week. Scam scam scam

Tip for consumers:
Do not

Products used:
Credit loan

Service
Value
Quality
Thumbnail of user emmanueld210
1 review
5 helpful votes
June 23rd, 2023
Verified purchase

I was approved for a loan on 6-22-23 and still haven't been funded.! When I call they say the money is processing but they are sending me emails that I owe them this Friday.! Why am I paying y'all if I haven't received my loan.?
They don't fund the same business day.!

Service
Value
Quality

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About the business

Apply for an online loan in just minutes, and if approved get cash the next business day. We offer payday loans, installment loans and lines of credit.

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