1 review for Unified Caring Association is not recommended
These reviews are not recommended because our content quality algorithms have determined them to be less useful for users researching this business. Our content quality algorithm makes decisions based on a number of proprietary evaluation factors, and is constantly updating and improving over time. Even though these reviews are not displayed by default, they still factor into the overall number of reviews and the average rating for the business.
Virginia
6 reviews
19 helpful votes

SCAM Perennial Care, United Caring Association, run by Chubb Insurance Co.
June 12, 2018

I reviewed the above business on 11/10/17. Sitejabber incorrectly entitled the business as HealthCare.org, a name surreptitiously chosen by the above cited to imply a connection w/ ACA/HealthCare.gov. They seem to have changed the name of their website, eliminating the words "Perennial Care."
Https :// www.sitejabber. Com/reviews/healthcare. Org? Utm_source=transactional%20email&utm_medium=email&utm_campaign=weekly%20views%20update&utm_content=text%3A%20see%20entire%20review#6
I now have further info about the company.
The sales agent re-contacted me after I canceled and snookered me into signing up again. Cost was $253 + $95 commission to enroll, and $253 /mo thereafter. But the agent did warn that if there were any discrepancy between services he said were covered on the phone and the website, that the website was correct. For good reason. Claimed they had contracts w/ >90% of physician providers.
But later found no coverage for X-Rays, labs, preventive care, well- woman checks, and most common services. Hospitalization paid a flat fee of $550 for ICU for up to 5 days, and $450 for non-ICU beds for up to 3 days.
I canceled after 3 mos, to the tune of $750 + $95. And my wallet lighter by $220 for GYN annual visit and $296 for labs that were not covered. I was able to negotiate down to $220 w/ LabCorp. And they had several different phone number/departments, so they'd shuttle me back and forth when I made an inquiry.

When I called to cancel, that agent had enough nerve to warn that the HC.gov marketplace wouldn't allow new enrollment until Oct, in order to trick me into not canceling. I later was actually able to connive HC.gov to allow me to enroll in a $6300 deductible Bronze plan in Feb, not Jan.

Tip for consumers:

Run don't walk.

Date of experience: June 12, 2018
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1 review for Unified Caring Association is not recommended