Personalreports.lexisnexis

I was trying to find out what goods my Car Insurance company had on me because I want to compare insurance rates and don't know my history. I came across this website that maintains Insurance Reports, Employment Records, and Residential History reports (well, I mean they store the data and generate reports). Their site states: "LexisNexis Risk Solutions, in compliance with the FACT Act, provides you with one FREE report during each 12 month period." So, I signed-up and they generated a 7 year Car Insurance history report for me for free. Now, this report doesn't contain DMV records (Speeding, Points, etc...). The other reports require you to call, but they are FREE. They also provide: Personal Reports * Pre-Employment Self-Check * Insurance and Credit Score Reports * Vital Records (birth, death, marriage and divorce certificates) Reports on Others * Family Security Background Check * HealthCare Credentials Check * Home Seller's Disclosure Report * Lawsuits, Liens and Judgments Business Check * Renter Background Check I recommend everyone try the FREE Reports. I haven't tried the PAID report services, but they seem to be a reputable business.

I was informed that there is a credit issue, although I have never had any bad debts or anything other than a good credit rating. As I live in Australia I wrote requesting information. Several weeks later I received a letter instructing me to contact by phone. The recorded message instructed me to access the information online, but on attempting to do so I received and error message - forbidden access. Still holding on the line for 20 minutes at International Dialing costs I apid for the privilege of listening to music and a recorded message as to how important my call was - but not important enough to answer - could not resolve my enquiry.