Why do I smell rats? Their own website is forced by UK law to admit that: 'This site is neither a financial institution nor a lender. We merely match your requirements with lenders based on your application.' This means at a point where you are obviously in considerable financial pain, if you are applying to them you will A) Pay through the nose for a short term, high interest loan. B) Have to pay an extra amount - which will be the no doubt generous commission to these cowboys. I suggest that virtually any other source of money would be a better deal. Check out moneysupermarket.com and moneysavingexpert.com for loans advice. I checked on the website details. They score -1 (minus one) on google ultimate flags trustworthiness (Sitejabber scores 90). Big warning! Their registration details are: Domain name: paydayloansnodebitcard.co.uk Registrant: Frostwite enterprises Registrant type: Unknown Registrant's address: Shop number 130 c badheri, sector 41 d Chandigarh 160045 India Registered through: GoDaddy.com, Inc. URL: http://www.godaddy.com Registrar: Key-Systems GmbH [Tag = KEY-SYSTEMS-DE] URL: http://www.Key-Systems.net Relevant dates: Registered on: 29-Dec-2007 Renewal date: 29-Dec-2011 Last updated: 01-Jun-2010 Registration status: Registered until renewal date. Name servers: ns31.eukdns.com ns32.eukdns.com Do you really want to get short term cash from an outfit registered to shop number 130 c badheri, sector 41 d, Chandigarh, 60045, India? Strong advice: DO NOT USE!