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MoneyKeyReviews 1,061

4.5

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From the business

Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.


moneykey.com
Wilmington, DE, United States
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MoneyKey Reviews Summary

MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.

This summary is generated by AI, based on text from customer reviews

service
20
shipping
7
returns
7
This company responds to reviews on average within 13 days

We monitor reviews for authenticity

California
1 review
0 helpful votes
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Process was quick and easy
December 6, 2025

The entire process from beginning to end was excellent. Received my funds on the same day as well! Awesome experience.

Date of experience: November 26, 2025
Missouri
1 review
0 helpful votes
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Excellent service
December 6, 2025

Very fast same day deposit. The customer service was great and explained everything very easy to understand.

Date of experience: November 18, 2025
Florida
1 review
0 helpful votes
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I applied and was a pretty very rapidly have had no problems. Courtesy and knowledgeable staff available to help if you need it,

Date of experience: November 26, 2025
Michigan
1 review
0 helpful votes
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Way to high of interest
December 6, 2025

I took out an additional $500 and it made my payment triple. This is supposed to help people but in stead it puts you way deeper in the hole.

Date of experience: November 26, 2025
Ohio
1 review
0 helpful votes
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My Money Key Review
December 5, 2025

Money Key was there when I needed extra cash. Always great customer service, the rates were far less cheaper than pay day loans along with the monthly payments and I'm always advised

Date of experience: November 25, 2025
Florida
1 review
0 helpful votes
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Great place to borrow money.
December 3, 2025

When I need a little financial help they are there to help. Low monthly payments and very quick deposits.

Date of experience: November 23, 2025
Arizona
1 review
0 helpful votes
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This is happening to fast at first I was approved for only $1200. 00 and didn't authorize you to take any money and now I'm authorized for $3500. 00 and why the sudden change and until I can figure out if this is legitimate, no money is to be taken from my account.

Date of experience: November 22, 2025
Management T. — MoneyKey Rep
1 day ago

Hello Joseph,
We would like to take the opportunity to address your specific concerns. Please reach out to us at 1-866-255-1668, so we can assist you. Thank you.

Arkansas
1 review
0 helpful votes
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Money when needed!
December 2, 2025

Money Key was there when I needed them in the worse was. Within 1 week I had 3 major life events. When all other lending outlets said NO, MONEYKEY.COM SAID YES!

Date of experience: November 22, 2025
Florida
1 review
0 helpful votes
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Big thanks
November 28, 2025

I applied for this loan and it was approved. I am grateful and now I can slowly catch up on my few debts. Thank you and I highly recommend this company!

Date of experience: November 18, 2025
Ohio
1 review
0 helpful votes
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Easy to request a draw
November 28, 2025

It's very easy to request a draw and depending on the date and time, I usually receive the funds the same day.

Date of experience: November 18, 2025
Michigan
1 review
0 helpful votes
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Plumbing Issue
November 27, 2025

I was in need of some extra money to get my plumbing issues fixed. I didn't have enough money at the time. I reach out to them and apply for a loan. I thought I was not going to be approved but I was very pleased and happy was able to get my plumbing issues taking care of thank you money key.

Date of experience: November 17, 2025
Georgia
1 review
0 helpful votes
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Unhappy with money key
November 23, 2025

I borrowed some money when I needed some help. Been making payments back but never going to get out of the hole with how outrageous your rates are. Struggling to get on top of it. Might just shut down bank account re open somewhere else. Its not that I want to skip out on payments. Its ill be paying you forever and that's not feasible for borrowing a few hundred bucks. Stupid if you ask me

Date of experience: November 13, 2025
Kentucky
1 review
0 helpful votes
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Five Star Experience
November 22, 2025

I was able to secure a loan with little confusion. Money Key made terms simple and application easy.

Date of experience: November 12, 2025
Florida
1 review
0 helpful votes
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Smooth process.
November 21, 2025

I was pleasantly surprised with how quick and easy the whole process was. Exceeded my expectations! I would recommend.

Date of experience: November 11, 2025
Colorado
1 review
0 helpful votes
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Review of account
November 20, 2025

I was shocked to to find out how much of the payment actually goes to the principle. Very expensive way of lending.

Date of experience: November 10, 2025
Florida
1 review
0 helpful votes
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Quick and easy
November 16, 2025

I applied online quick and easy, if you do it early you'll received money same day, when everything gets approved.

Date of experience: November 3, 2025
Iowa
1 review
0 helpful votes
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Loan Process
November 15, 2025

It was a fast and easy process getting my loan an it only took one day for it to deposit into my account.

Date of experience: November 3, 2025
Michigan
1 review
0 helpful votes
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The perfect loan company
November 15, 2025

Money Key informed me that I could be eligible for a new loan, I excepted based on the need in my home at this time, the monthly payment was reasonable I contacted them 10:30a.m. My money was in my checking account by 5:00. P.m. The same day. I had a few questions and Bulah was very knowledgeable and helpful. A trusted company

Date of experience: November 5, 2025
California
1 review
0 helpful votes
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Great service
November 12, 2025

Monkey Key comes in handy when you need some extra cash and they are quick with the deposit to your account.

Date of experience: November 2, 2025
Ohio
1 review
0 helpful votes
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Great people work here
November 8, 2025

Lovely person answered the phone and assisted me thank you

Date of experience: October 29, 2025