On Sitejabber, businesses may not offer incentives or pay to remove reviews. Learn more about our Review Guidelines.
Installment Loans and Lines of Credit between $200-$3,500
MoneyKey is an online lender and service provider.
Apply online and verify your information; the process is quick1. If your application is approved, you may receive funds the same business day2.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, Tennessee, Utah and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization and a Credit Access Business. In this state, loans are funded by third-party lenders and serviced by MoneyKey.
The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The CC Flow Line of Credit is serviced by MoneyKey.
1Not all applications are approved; duration of process may vary.
2If approved, any requested funds may typically be deposited into your bank account the same business day. For specific funding cut-off times here.
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
We monitor reviews for authenticity
The entire process from beginning to end was excellent. Received my funds on the same day as well! Awesome experience.
Very fast same day deposit. The customer service was great and explained everything very easy to understand.
I applied and was a pretty very rapidly have had no problems. Courtesy and knowledgeable staff available to help if you need it,
I took out an additional $500 and it made my payment triple. This is supposed to help people but in stead it puts you way deeper in the hole.
Money Key was there when I needed extra cash. Always great customer service, the rates were far less cheaper than pay day loans along with the monthly payments and I'm always advised
When I need a little financial help they are there to help. Low monthly payments and very quick deposits.
This is happening to fast at first I was approved for only $1200. 00 and didn't authorize you to take any money and now I'm authorized for $3500. 00 and why the sudden change and until I can figure out if this is legitimate, no money is to be taken from my account.
Money Key was there when I needed them in the worse was. Within 1 week I had 3 major life events. When all other lending outlets said NO, MONEYKEY.COM SAID YES!
I applied for this loan and it was approved. I am grateful and now I can slowly catch up on my few debts. Thank you and I highly recommend this company!
It's very easy to request a draw and depending on the date and time, I usually receive the funds the same day.
I was in need of some extra money to get my plumbing issues fixed. I didn't have enough money at the time. I reach out to them and apply for a loan. I thought I was not going to be approved but I was very pleased and happy was able to get my plumbing issues taking care of thank you money key.
I borrowed some money when I needed some help. Been making payments back but never going to get out of the hole with how outrageous your rates are. Struggling to get on top of it. Might just shut down bank account re open somewhere else. Its not that I want to skip out on payments. Its ill be paying you forever and that's not feasible for borrowing a few hundred bucks. Stupid if you ask me
I was able to secure a loan with little confusion. Money Key made terms simple and application easy.
I was pleasantly surprised with how quick and easy the whole process was. Exceeded my expectations! I would recommend.
I was shocked to to find out how much of the payment actually goes to the principle. Very expensive way of lending.
I applied online quick and easy, if you do it early you'll received money same day, when everything gets approved.
It was a fast and easy process getting my loan an it only took one day for it to deposit into my account.
Money Key informed me that I could be eligible for a new loan, I excepted based on the need in my home at this time, the monthly payment was reasonable I contacted them 10:30a.m. My money was in my checking account by 5:00. P.m. The same day. I had a few questions and Bulah was very knowledgeable and helpful. A trusted company
Monkey Key comes in handy when you need some extra cash and they are quick with the deposit to your account.
Answer: Nope! It's high-interest, as hard credit checks aren't performed, but all info can be found on MoneyKey.com. B rating with BBB, and registered with the Online Lender's Alliance.
Answer: It all depends which State you're in, and whether you're paid weekly, biweekly, semi-monthly, or monthly.
Answer: MoneyKey only reports to credit bureaus when repayments default, or are sold to 3rd-party collections or to a bankruptcy/consumer proposal trustee. Otherwise no.
Hello Joseph,
We would like to take the opportunity to address your specific concerns. Please reach out to us at 1-866-255-1668, so we can assist you. Thank you.