Mint

I this personal finance app for my personal use, to set reminder for my bill payment, track credit score, etc. Very easy to use application.

The app is useful and user friendly. Integrates easily with a lot of platforms. However, no phone number to contact Customer Service and staff absolutely incompetent, I mean ABSOLUTELY.

Mint is good for giving you a general idea of your monthly budget. Much of it's information is contradictory which makes me wonder were it gathers it's information from. But hey it's free!

Mint is useful to get an idea of all your accounts in one place and see your financial standing. The free credit score is a good perk, but is quite common.

So, you end up giving Intuit literally all the information that you don't even share with your closest friends. What do you get in return? Unfortunately little. It's little more than an organization software that a savvy person can do using excel. The "advice" etc. that it offers are actually sales pitches. It tries to categorize transactions for you, but doesn't learn quickly. You may correct the transaction category 5 times, and still it won't learn.

The budget tool is not useful to me at all... Somehow, it captures only a part of my spending and I will end up spending twice what I have budgeted for, and yet Mint keeps showing that I'm under budget.

Login issues are the worst with Mint / TurboTax / Intuit. They have no provision for linking accounts. If you use a different e-mail address in anyone of the associated software, it will prevent you from logging in anywhere else.

All-in-all, I think my life will be better off without Intuit.

I have multiple bank accounts, student loans, a mortgage, credit cards and investment accounts. Mint was great when I started 3 years ago (pre-Intuit). My main checking account with a mid-market bank in California has been disconnected for over a year. So any budgeting in Mint is out the window. The student loans have not updated for months - Mint says high-traffic volume is permitting them from accessing the data. Now it can't connect to my e-bay account and major credit card. I'm about to throw in the towel. I'm spending more time trying to fix connections than anything else, and without my main bank account connected, there's not much to look at.