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LendingClub has a rating of 1.93 stars from 12 reviews, indicating that most customers are generally dissatisfied with their purchases. LendingClub ranks 19th among Crowd Funding sites.
Have had several loans from LendingClub and great experiences with each one! Friendly, prompt, and easy with low interest rates enabled us to complete our financial plans successfully.
They have tied up my money for review and even when I sent documents they did not review. Made 6 calls to customer service and everyone gives me different answers, so having to resend all docs again. This has been going on for over 2 weeks so no access to my money. They want send it back to the original account or nothing. Getting run around, I would not recommend anyone deposit money here.
Have had several loans from LendingClub and great experiences with each one! Friendly, prompt, and easy with low interest rates enabled us to complete our financial plans successfully.
Ive had a couple loans with Lending Club. The application process was quick and easy and i got a better rate than a local bank
Lending Club is a great way to get a loan that is cheaper than other places and it's also a great way to make more money on an investment than you might otherwise. Is Lending Club the future of finance? Maybe... will have to see what long-term default rates are and if fraud is a problem.
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LendingClub is a marketplace for personal loans, also known as peer-to-peer lending. Individual borrowers can get loans at interest rates that are potentially lower than interest rates they would get at traditional banks and financial institutions. Individual lenders can potentially earn a better rate of return than they would get from bonds or other debt instruments of comparable risk.
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