• FlexShopper

FlexShopper

Overview

FlexShopper has a rating of 2.26 stars from 750 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about FlexShopper most frequently mention bank account, credit card, and next day problems. FlexShopper ranks 680th among Marketplace sites.

  • Service
    168
  • Value
    159
  • Shipping
    137
  • Returns
    101
  • Quality
    141

This company does not typically respond to reviews

Positive reviews (last 12 months): 3.8%
Positive
1
Neutral
0
Negative
25
63
See all photos

What reviewers want you to know

Positive highlights

  • I absolutely love their customer service representatives.

Critical highlights

  • Flex shopper is a company that steals your money after you pay it off.
  • So they begin to deduct from your bank account, every week, which is insane, but I needed the tires.
How would you rate FlexShopper?
Top Positive Review

“Dishonest”

Daniel M.
11/21/23

They say they do not do a credit check but they do a credit check and they denied me. They say everyone gets qualified and my credit isn't that bad so this place is a joke

Top Critical Review

“Payments”

Jim N.
1/4/24

Customer service rude. My credit is bad and my child needed a computer for college. I'm paying $71.00 a week for 52 weeks. $3600 for a $1600 computer. Have made 33 payments on time and called to ask if I could skip a payment over the holidays and put it on the end of lease. They said no and hung up. Sorry I ever got involved with them. Try Katapult if anyone is looking at bad credit alternatives. Will never recommend this company.

Reviews (750)

Rating

Timeframe

Other

Reviews that mention popular keywords

customer service (304) flex shopper (84) bank account (33)
Thumbnail of user nataliec311
1 review
0 helpful votes
May 11th, 2021

Honestly the idea of Flexshopper is very intriguing and I would be all for it except the customer service is HORRIBLE. I have yet to receive any real updates on what is going on and instead of their focus being on keeping the customer happy they would rather have me sit her in limbo.

Products used:
None I have yet to receive any of my items

Service
Shipping
Quality
Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello Natalie,

We appreciate you reaching out to us. We strive to assist with services to satisfy our customer’s needs. We apologize if you have not received any updates. Please contact our Customer Service Team via phone at (855) 353-9289 a representative will be happy to assist you with more information on this matter. If you prefer you can provide your contact information in a private direct message a representative can contact you.

Thank you,
The FlexShopper Team

Thumbnail of user micheller1503
1 review
4 helpful votes
July 21st, 2021

New account, and already regret it. If I could return the merchandise I would! I'm stuck with the hellish, harassing phone calls now for missing one payment and I have to provide proof with bank statements and have to make TWO payments upfront to change my billing cycle, and I never recieved my 2nd week free when I used thier promo code. I'm just over it! What seemed like a great deal turned into misery real quick. DON'T DO IT! I'm stuck in this now!

Thumbnail of user nicolek1009
1 review
4 helpful votes
April 19th, 2022

If you use them please make sure you pay or they will harass you and by harass I mean harass 8-12 calls a day. I missed 3 payments due to losing my job. They even contacted family members when I didn't even give my family's info out. I have screen shot and kept all my phone records. They make it impossible to return your items… and if you want a payment arrangement they make you put a huge chunk up front. Beyond ridiculous. I understand they want their money but there are correct measures to take. Even though I'm up to date now I will never use again or recommend.

Service
Value
Shipping
Returns
Quality
Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello Nicole,
We appreciate you reaching out to us, we would like to address and review your incident. Please contact our Billing department via phone at (855) 353-9289 and a representative will be happy to help you. If you prefer, please provide your email address and phone number in a private direct message for assistance as well. We are here to help you and discuss the details regarding your lease agreement.

Thumbnail of user nonitom
1 review
3 helpful votes
September 6th, 2019

I don't like to give negative comments on other people but I believe this will be helpful. I passed an order yesterday night that was declined an hour later and I will get my security deposit refund in 3 days but that was not the issue. The issue was the agent Luella not letting me finish my sentences so I asked her if she could let me finish talking. When I finished and answered her question she literally told me "That's all I needed to know sir". I guess she had to get the last word but it's fine by me. Even though the item was in the site she told me that i needed to open a personal shopper to get it. I am just waiting for my refund and will probably not use the website again. I read the reviews before but told myself i would give it a try. But my experience so far has only been red flags. I am sure the company can improve and strive though cause it's overall a good idea.

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Thank you for providing your feedback and letting us know about this issue, Joe. We set a high standard for ourselves and are truly sorry to hear that standard was not met in your interaction with us. Please get in touch with our Customer Service Manager on(855) 353-9289 and we'd be happy to help you out. We can assure you that we aim to make every experience a great experience.

Cheers,

FlexShopper

Thumbnail of user melissas1221
1 review
0 helpful votes
November 30th, 2020

My package got lost so I emailed the appropriate department to start a ticket, three emails and I never heard back. Over a week went by ups couldn't do anything as they didn't know where the package was so I called flexshopper. The rep on the phone was great and walked me through and said it could take up to three weeks to get it resolved(replacement).
Five weeks go by and they took two payments even though the item was sent back and cancelled once it was finally found. I called and they had to confirm the item was in fact not in my position for the 22nd time and said it will be another week before they refund any money. No explanation on why it's taken so long and why this hasn't already been confirmed!

Thumbnail of user lashaundraw
1 review
0 helpful votes
August 31st, 2021

I was so excited when I first found this company, because I could pay weekly for items that I like and need. But they continue to do unauthorized payments and take payments before your schedule due date. They have done this 3 times to me. All they can say is there is a glitch in the system. If I were you, I would get in and get out. Only use if you are going to to pay off within 2weeks. Because it's not worth the hassle having to check your account everyday to see if they took your money without you knowing.

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

We appreciate your business and sorry to hear about an issue you're having. Please call our Billing Department today via phone at (855) 353-9289, press 1 and representative will address the matter.
Thank you for your cooperation.

Thumbnail of user miriamc20
57 reviews
40 helpful votes
June 10th, 2019
• Updated review

I got a response from them on trust pilot. I didn't order through personal shopper so I don't understand why they're telling me this. Also, the total price for my order is different than what I'm being charged. Why was my stuff placed through amazon and not best buy? Why say you can get it and pick it up where you want if that is not the case? Is my account going to be credited for the price difference?

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hi Miriam. We apologize for the misunderstanding. A manager will be reaching out to you today.

Some problems but ok.
June 8th, 2019
• Previous review

Last year I order a dell desktop and a monitor. They were separate items. Paid them off about a week ago. Had to call to make sure how much i owed and they rep stated my account was paid and she put in a note for my account and the next day I got a an email stating so. About 2 days ago I ordered a dyson ball animal 2,2 jlab wireless earbuds, and a rug doctor carpet shampooer. The only problems I have with them so far is that if you change your payments from weekly to monthly, you have to pay in advance, before you get the order and their website doesn't reflect payments when you do that and currently their website doesn't even reflect the fact that my new order was shipped from amazon (was supposed to be best buy) and says tracking numbers pending but usps sent me notifications today that my stuff would be delivered today.
Edit: I added the screenshot for how much each item is. I pay about 38 usd a week for all items.

Tip for consumers:
You might have to call several times before anything gets done. They're supposed to assign an account manager to you before they will accept a payment but I didn't let that fly.

Products used:
Rug Doctor Deep Carpet Cleaner; Upright Portable
Dyson Upright Vacuum Cleaner, Ball Animal 2, Iron/Purple
JLab Audio JBuds Air True Wireless Signature Bluetooth Earbuds + Charging Case (X2)

Thumbnail of user joeb2105
1 review
0 helpful votes
December 7th, 2021

That's a joke I make 3,200 a month and you won't let me get a damn 200 dollar coffee machine. What else can it be. Well you can take your little company and shove it.

Tip for consumers:
Have great credit.

Products used:
None.

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

We are sorry to hear about the issue you're having. Our Customer Service team will be happy to investigate further. Please call 855-353-9289 and an agent will assist you.

Thumbnail of user arleneg6
9 reviews
18 helpful votes
September 12th, 2016

Is it fair to say flexshopper is way to much for rent to own for me. At least with some rent to own stores have home fronts in states where you can come and go exchange the goods if the customer dislike the product. Plus I don. T like the interest

Thumbnail of user jettal
1 review
1 helpful vote
April 16th, 2019

My first order was good, no problems. My 2nd order was a disaster! I ordered a fireplace heater, which came scratched and the cabinet was broke on the left corner. They told me that once the box was opened they was no longer responsible for the item. How do you know if the item is damaged or not until you open the box? I paid full price, plus huge interest fees for a badly damaged item. I also ordered a laptop computer for my daughter on this order, it arrived about 3 weeks later. The computer that I received WAS NOT the computer that I ordered. It was much cheaper than what I had ordered. I called them and they instructed me on what to do. And then they would adjust my payments for the cheap computer that I received. I DID EVERYTHING THEY ASKED ME TO DO. I got no response at all from them and my payments was never adjusted. After 2 payments I called again and they gave me the run around transferring me from person to person with no resolve. I called and called and this was the same outcome each time. I asked about just sending it back and was told that they did not own the computer because they had leased it for me from a third party therefore they could not accept it back. When I asked who this 3rd party was I was told that they could not release such information to me. I ended up paying over $1200 for a computer that was worth (maybe)$500. They never adjusted my payments, I was charged for the high end computer that I never received. This is robbery! I am sure that if a person had the time and money to hire a lawyer it would also be found illegal.

Thumbnail of user tammys478
1 review
0 helpful votes
June 5th, 2020

I really liked I could speak to one person when I called with a concern! Greg Roy has tremendous people skills. I don't necessarily like talking on the phone, mostly because most people don't have the patience to talk to customers accordingly. I'm also very grateful for FlexShop because my kids drive my vehicle and we live on a mountain with some harsh dirt roads. And I didn't have the money to pay for tires needed out here at one time. Thank you FlexShop and a huge thank you to Greg Roy for making my life easier, as talking on the phone gives me bad anxiety! Never once did I get anxious when speaking with you!

Thumbnail of user deannat68
2 reviews
3 helpful votes
December 8th, 2020

I've had a really bad experience with this website, you can't get through to stuff that should be easy to get too, you don't get any freedom of your account at all. I cancelled an order and they continued to bill me for it. Calling them now and the lady obviously doesn't know what she's doing so she sent me to customer service. Been on hold for 30 mins now.

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

We are sorry to hear about this matter and want to resolve this with you. Can you send us a private message with the contact phone number associated and a FlexShopper representative will contact you today to assist with this matter. We appreciate your patience. Thank you, The FlexShopper Team

Thumbnail of user janicet300
1 review
0 helpful votes
January 14th, 2022

Rip off took more money than they supposed to, holding for hours for a refund. Truly unacceptable run..

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello Janice,
We are sorry to hear about this matter, we would like to address and review this incident. Please contact our Billing Department via phone at (855) 353-9289 press 1 and a representative will review this matter. If you prefer to provide your email address and phone number in a private direct message for assistance as well.

Thumbnail of user susano575
1 review
0 helpful votes
March 21st, 2021

They are taking money out of my account every week but their website shows I have no current lease. I do have a lease but I now have no way of knowing how many payments are left. I emailed customer service three times with no answer. I emailed billing who did answer and said IT was working on the website issue. There is absolutely NO information in my account, about my lease.

Tip for consumers:
I would not recommend using

Products used:
Computer

Service
Value
Shipping
Quality
Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello Susan,

We are sorry to hear about the issue you're having. Our team is 100% dedicated to your satisfaction. One of our customer service representatives will be happy to investigate further. Please call 855-353-9289 or provide your contact information in a private direct message.

Thank you,
The FlexShopper Team

Thumbnail of user paytons13
1 review
24 helpful votes
May 16th, 2020

So I have been unemployed and unable to get unemployment during the pandemic. I contacted flexshopper to hold off my payments, and they said that they could. Since then, I was told to contact them by May 22 to see if I was employed again as my work is opening back up in June. Yet they took out 4 payments, 2 in one day. Yes I got it refunded but if I'm told that my account is on hold, nothing should be taken out in the first place. Tired of having to call 3 times a week to be told that my account is on hold but yet payments are coming out. I don't recommend using flexshopper.

Thumbnail of user amyf244
1 review
0 helpful votes
December 10th, 2019

If you order directly thru flexshopper you will receive your items in a timely matter but don't use the personnel shopper. I oredered a item thru personnel shopper back in November and still can not see any updatea for shipping it just says pending. I called flexshooper who told me to call amazon since that was the shipper who told me to call flexshopper and had no clue what flexshopper even was even thou they partner with them. So now I am suppose to be charged for a item I never recieved. I will pay them off amd cancel my account. Please be carefull. Oh yeah and the supposed 2nd week free is a lie. You will get a item on Thursday be charged that Friday for something you just got and get charged again that next Friday and they will tell you its because of the way the payments are done and try and convense you that it right.

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Thank you, Amy. We appreciate your feedback and apologize for the experience you may have had. Some of what you posted doesn't fall in line with how we operate and we'd like to take sometime to speak with you to investigate and resolve your concerns. Please contact us at (855) 353-9289 and ask for the Customer Service Manager. Mention this review. We will also try to reach out to you based on the information provided.

Sincerely,
FlexShopper.

Thumbnail of user najorem
1 review
1 helpful vote
October 10th, 2020

I saw this website on a youtube ad and decided to give it a try after some research. Most of the reviews are good and I'm trying to build credit so I thought what the heck lets give it a try. I got an apple watch and and Ipad because I'm starting school and need something travel friendly. My apple watch got here quick, but my ipad hasn't even sent me the tracking number or that it had even sent. I emailed them and no reply. So I decided to give them a call I WAS ON HOLD FOR AN HOUR AND 20 MINUTES! When the man answered he sounded tired like he had been asleep and just woke up. We didn't even talk for 2 minutes before he told me that my ipad should be here on the 13th and that it was being sent from best buy which it was originally from amazon which had a deal attached to it because they are cheaper on amazon I hope my price doesn't rise. If it does I will write another bad review and also if I don't get my ipad on the 13th. I am manly mad at how long I was on hold for that is ridiculous no one has time to sit on the phone for an hour and a half.

Thumbnail of user carolynw991
1 review
1 helpful vote
December 10th, 2022

In September lost job. Caught up payments on 10/20/22. Then it showed iwas behind again.called in talked to a supervisor. He reversed some nsf fees he said. Told me I was good. Went in this week to look at my account. Now they are telling me I'm missing a payment for may and October. Called in to speak to a supervisor and Sonia Hu on me. Called back in they transferred me to billing still could not answer my questions. Said will have a supervisor call me today have heard from no one. Run away from doing business with this company. They pull out double payments, and no one can give you a straight answer.

Service
Value
Shipping
Returns
Quality
Thumbnail of user anam317
1 review
1 helpful vote
November 14th, 2019

Leasing items is super easy, but returning them is such a slow process.
I would not recommend FlexShopper.
I regret not using my credit card, especially since I have 0% interest offers.

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Oh no! Something sounds off and we'd like to investigate the return you had. Please get in touch with us on (855) 353-9289. Mention this review and request to speak to our Customer Service Manager and we'd be happy to help you out. Thank you for your feedback!

Thumbnail of user khalidm68
1 review
0 helpful votes
February 8th, 2022

This company is a joke they trying to get triple the price for the item you purchase, I did early payoff within the first 25 days of the agreement to pull my self from these scammers, my lease status shows is completed, so I will see if they try to charge me for an item that already paid, I will sue them and close their company, also have your evidence with you take videos of all transactions you made also bank statements, if they try to do some funny things you can sue them and use the evidence against them, please please don't make the same mistake I made

Service
Value
Shipping
Returns
Quality
Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello Khalid,
We have acknowledged your concerns and we are interested in addressing it. Please provide the email address and phone number associated with your lease agreement in a private direct message an Escalations Specialist will contact you and review this incident.

Thumbnail of user johnk3711
1 review
0 helpful votes
January 25th, 2022

When I get paid off I would never deal with this company again customer service wants to blame the consumer cuz I do not know how to take money out of your

Service
Value
Shipping
Returns
Quality
Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello John,

We appreciate you reaching out to us we would like to review this situation. Please contact our Billing department via phone at (855) 353-9289, press 1 and a representative will address this matter and your concerns. If you prefer, please provide your email address and phone number in a private direct message and an agent can contact you.

Thumbnail of user rickyn11
1 review
1 helpful vote
August 10th, 2019

Had a lot of trouble getting a cell phone refund, and still didnt get a full refund! Was foreever getting this refund, would not recommend this company, unless you dont have a choice, like myself, my credit is not great, and i was approved here!

Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

We are very honored to have customer like you. Thank you for being our valued customer!

FlexShopper

Thumbnail of user melissaw1603
1 review
0 helpful votes
July 21st, 2022

There was a "glitch" in the billing with FlexShopper of which I have had no success in being refunded. They took a double payment out and did not notify me until two days after the second payment was taken out of my account I waited on hold for over an hour only to get a customer service rep that was not able to communicate in English well. Not only that but I have spoken to three other customer service reps and each time was told a different story. I have very little trust in a company that can make this big an error and show such lack of empathy and such unprofessional customer service.

Tip for consumers:
Great for no or low credit however you will pay much more that what the product is worth. I have learned my lesson. Save your money and buy it directly! Also, be aware that the customer service is horrendous.

Service
Value
Shipping
Returns
Quality
Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

We apologize for your experience with FlexShopper. We appreciate you reaching out to us and would like to review this situation. Please send us a private direct message with the email address and phone number associated with your account and we will contact you to address this matter. You can also call our Customer Service department via phone at (855) 353-9289 and a representative will assist you.

Thumbnail of user jeannetter16
1 review
2 helpful votes
July 8th, 2019

I used flexshopper to purchase a DSLR camera and a camera bag with the intention to utilize the 90 payoff option. In the contract they only give you how much you have to pay for full payoff each week. They do not give you the actual date of your final day for the 90 day payoff. As I approached what I calculated to be my 90th day I went online to make the payment. There was no option to make online payments and nothing to indicate how long I had left to pay off my purchase. I called and after 3 transfers and 20 minutes I was told my final payoff day was the next day. A Sunday. When their call center is closed. Thankfully I had the money to pay right away, otherwise I would have been stuck paying outrageous fees. The payoff day given to me never made sense so I went back and calculated again. Based on my calculations I should have had an extra week to pay. When I called and inquired about the discrepancy I was told that the 90 days started from the day the order was placed, not the day you received the item or the day of the first payment. I found out recently companies like this are REQUIRED BY LAW to give you at least 90 days to payoff your item before adding their fees. This company seems to do everything they can to ensure you do not payoff before the 90th day.

Tip for consumers:
Call and ask for the 90 day payoff day immediately. Make all your payments on time and try to payoff within the 90 days. Don’t order anything you cannot afford.

Service
Value
Shipping
Quality
Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

We are sorry to hear that the process to pay off was frustrating, but hope to provide some insight to make things a bit smoother.

Payments are taken by phone to keep your information safe. We do understand the convenience of making payments online and this option may be available in the future. If your payoff should fall on a business day we are closed, we are happy to take the payment the following business day. Your online dashboard should reflect your payment history and also give you a status on how many weeks you've paid towards your lease. It sounds like there may be an error with yours and we'd like to help! Please reach us at the contact information below. In the meantime, you can always call us for any information that isn't showing pertaining to payoff amounts, dates, and lease status.

We hope the additional information helps make your next purchase easier!

Thank you for your feedback and business!
FlexShopper
Phone:(855) 353-9289
Email: help@Flexshopper.com
Chat: FlexShopper.com (bottom right corner of our homepage)

Thumbnail of user nancyd1268
1 review
0 helpful votes
July 15th, 2021

DONT DONT DONT DO IT! Products don't complet! Getting a refund is harder than then pulling a tooth. WILL NOT DO IT AGAIN!

Tip for consumers:
That they weren't crooks

Products used:
Furniture

Service
Value
Shipping
Returns
Quality
Thumbnail of user kellyz31
T-Flex F. – FlexShopper Rep

Hello Nancy,

We appreciate you reaching out to us, we strive to assist with services to satisfy our customer’s needs. We would like to address and review your incident. Please contact our Customer Service Team via phone at (855) 353-9289 a representative will be happy to help you or provide your email address and phone number in a private direct message for assistance as well.

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From the business

FlexShopper provides a flexible and easy way for you to get the furniture, electronics, appliances and other popular brand name goods with affordable, weekly payments.

Company Representative

Thumbnail of user kellyz31
T-Flex F.
Typically does not respond to reviews

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