These people are not honorable,they take ur money and pay for NO REPAIRS.STAY CLEAR FRM THESE GUYS!

Don't get caught up in the warrenty scams like I did. I went from the frying pan into the fire. Had to almost sue Carshield before they paid my claim. Changed to Endurance and had the same experience. The plan stated the AC was covered with the plan I purchased. Took my BMW to the dealership and it was diagnosed with a simple AC fan blower failure. I was excited to tell the dealer I had Endurance and AC was covered under my plan. Submitted the claim for about 1400.00. Endurance denied the claim. I was stunned!
Endurance rep stated that I did not have the super package covered the AC blower and the plan I had did not cover the AC blower. I bedded to differ. Rep said read your plan coverage. I did and my plan covered AC but not the blower. I said what is the point to mention that AC repair is covered if you don't cover the AC blower. AC or heater is no good if the blower does not work. I went on and on trying to plea my case to no avail. They said "you need the super package however we can't sell that due to you having 111k miles on your BMW". I was like, aint this some s**t. Got tricked again.

In a nutshell, I suggest setting up your on slush fund checking account and dump that 150.00 per month in it instead of just giving your hard working money away to a thief. May as well burn it.

I decided to cancel my account. I almost had to call the cops to make them cancel my policy. Anyone at a company that argues with you about canceling a simple Month to month policy is NOT is a red flag and NOT a honest company. It took almost an act of God to cancel my policy. They were trying to make me sign a cancellation and get it notarized at my expense which I declined. I just had them to remove my account from auto draft and contacted my bank to notify them of this issue. What a joke company.

I suggest opening up a slush fund for repairs on your car. For the price they charge, you could manage this yourself. 150.00 x 12 = 1800.00 x 3 years =5400.00. You can pay for your on repairs with a little discipline. The uptick with this approach is you will always have access to your funds. You may have another emergency in the house such as appliance breakdown in which this slush fund would be there for you. Another suggestion is get a small loan and dump the money in a slush fund and pay the low interest loan back or secure a credit card and ONLY use it for car emergencies. What ever you do, run fast from these type predators. I understand if you are unable to secure a credit card which is who these type of companies prey on mostly IMO.

I am just saying if you have a decent running car and you have been taking care of your routine maintenance, more than likely your powertrain and or engine will not fail which is the most expensive repair a car can have.

You can handle small breakdowns having a slush fund account and just keep dumping that monthly premium that you would be normally paying them and pay youself instead. It is basically the minor less expensive stuff that breaks anyway when you have over 100k miles on your car and that is the stuff they mostly deny. They denied me a 400.00 blower. Yes it would have coat 1400.00 parts and labor but you get the point.

Good luck!