• Affordable Financials

Affordable Financials

Overview

Affordable Financials has a rating of 2.41 stars from 46 reviews, indicating that most customers are generally dissatisfied with their purchases. Affordable Financials ranks 117th among Credit Repair sites.

  • Service
    16
  • Value
    16
  • Quality
    16

This company does not typically respond to reviews

Positive reviews (last 12 months): 0%
Positive
0
Neutral
0
Negative
3
10
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What reviewers want you to know

Positive highlights

  • I have worked with her for the first time and I could not find anything to make a complaint.

Critical highlights

No critical highlights yet

How would you rate Affordable Financials?
Top Positive Review

“They get it done & fast”

Neema R.
7/2/20

I am putting this review up because I see all these other reviews and I do not believe they are true. There has not been a time that I cannot get a hold of her at all. I have results within 3 weeks and I am posting it for people to see. You want results this is the place to get them. I have nothing else to say. Proof is in the pudding!

Top Critical Review

“Claims they use "novation contracts" but never provides contracts to sign...”

S B.
12/8/20

After every excuse in the book, I followed up once again and she claimed it is taking a long time because they use "novation contracts." Last I checked, if I was a party to a contract, I would have to sign it, right? Never refunds anyone. She may offer it, but don't believe a word she says. No replacements, no posting, ever. Read the other reviews. We purchased several of her packages for our clients and not a single one was reported since July 4,2020... and I now see that others have been waiting years for her to deliver on her promises. Someone needs to shut her down, period.

Reviews (46)

Rating

Timeframe

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Reviews that mention popular keywords

first time (4)
Thumbnail of user neemar3
1 review
0 helpful votes
July 2nd, 2020

I am putting this review up because I see all these other reviews and I do not believe they are true. There has not been a time that I cannot get a hold of her at all. I have results within 3 weeks and I am posting it for people to see. You want results this is the place to get them. I have nothing else to say. Proof is in the pudding!

Tip for consumers:
give them a chance its well worth it

Products used:
Credit Restoration

Service
Value
Quality
Thumbnail of user wallacej19
1 review
2 helpful votes
May 21st, 2020

Results talk and bs walks that is it right there. This lady can do what she says. Check da results afta less then two weeks. All you ballers talkin smack this da lady!

Thumbnail of user frankr396
1 review
1 helpful vote
May 18th, 2020

I got to tell you that I did read reviews on this company and took the chance and so glad I did. Maybe people like to complain a lot when their lives are messed up and blame other people. This business helped me out with a payment plan when I did not have all the money to pay. I have had great results on both services I am purchasing and outstanding customer service too

Thumbnail of user johnm5317
1 review
6 helpful votes
July 4th, 2020

Still haven't posted like she said it was going to post. I think the only reason she refunded me is because I told her I would leave a positive review and screenshots. I do advise everyone to NOT do business with this person she/he is a complete fraud

Thumbnail of user moniquen68
1 review
0 helpful votes
April 18th, 2022

I cant speak for nobody but myself on here and what has worked for me. My credit was a mess and people are not really forgiving no matter what you might tell them. Jen really came through for me with her help. I got the apartment package and I'm not going to say it happened overnight but it did happen and not only did her help get me in an apartment it is a luxury one as well. I also have some other services from her as well and she does return my texts as well as some calls working on a year in being my credit handler and will continue to utilize her services until she does not help people nomore. Thank you.

Thumbnail of user thaddeusj5
1 review
4 helpful votes
January 28th, 2020

I have been dealing with Jeane for at least 5-6 years now and honestly I have never had a problem with her coming through for me with anything that is in her power
As a matter of fact she has showed me her commitment to our business on several occasions and has came through for me in some hard situations and has went far and beyond

Thumbnail of user thomasb1383
3 reviews
2 helpful votes
February 4th, 2020

So much free information on this site, and to make it even better when you ask a question it gets answered with real information, not information you want to hear. For example: Can I get a loan for 100k? No you cannot get a loan for 100k. You can get a couple of loans for 20k but you do need to pay almost $450 a month per loan. That is what someone wants to hear. First time ever finding someone in this business who is actually straight forward and not full of it.
Spoke on the phone to her and to my surprise she talks just like she writes. Quite refreshing in my opinion.
Did I read all these reviews before contacting her? I did yes, but if you read them, you will see they all complain about the same thing which seems as if people are trying to blame her for their life mess ups instead of blaming themselves. Instead of listening to the reviews, I opted to contact her to see how she was myself, and I am glad I did. She taught me so many things without one mention about money. She even told me I didnt have to spend what I had wanted to spend in the first place. What company does that? 3 out 1000 if that?
Take the time to talk to her yourself before making judgement. She has changed my perspective on my credit without charging me one penny. Kudos to her!

Tip for consumers:
Dont base your opinion on these bad reviews. Try her out yourself and make your own opinion

Products used:
I am doing credit restoration with her.

Service
Value
Quality
Thumbnail of user sanghwak
1 review
4 helpful votes
June 26th, 2019

I have worked with her for the first time and I could not find anything to make a complaint.
I kind of felt that she was super busy but other than that everything worked out fine. If I had a friend or somebody who needs help from this field I would definitely recommend her because she would be probably the only one who is honest. I couldn't find one legit except for Jeannie. In my point of view, she is super in anyways

Thumbnail of user christopherr260
1 review
5 helpful votes
June 30th, 2019

So let me start off by saying that I did not google Jeannie prior to engaging in business. I came across her companie's website while searching for a particular service. Any who I filled out the requested info and got an email from her saying it was received. I sent the money within 24 hours but didn't see the email with what I wanted within 24 hours (or so I thought). So, I emailed her and assumed that I had been bamboozled. She responded in under 10 minutes with not only a response but the item I purchased (Verified). I apologized multiple times and thanked her for being diligent/prompt/professional. You can't tell me anything about Jeannie Kearns! She came through for me! Thank you Jeannie!

Thumbnail of user latoyab21
1 review
2 helpful votes
June 7th, 2018

I came here to write this since I have seen some negative reviews on some sites regarding this site. I think that the people writing them just do not have the patience to wait and decide to write bad things about anyone who do not jump for them when they ask. I have found such an array of information on this site for free when others wanted to charge me for it. Not to mention the outstanding customer service by Jeannie who answered all my questions without me even buying a product. First time I have encountered this in this specific business. People need to follow her lead and her sites lead.

Thumbnail of user lisaa178
1 review
4 helpful votes
July 5th, 2017

Jeannie is great! And honest! My credit repair clients are not only seeing items deleted but she is also getting them approved for multiple credit cards! I recommend her service!

Service
Value
Quality
Thumbnail of user aprils80
1 review
0 helpful votes
July 19th, 2017

Jeannie does AWESOME work and gets the job finished as promised! She is such a life saver! Highly recommend her services!

Thumbnail of user cheryld53
1 review
6 helpful votes
April 20th, 2017

Let me first say that I have read some terrible reviews on this company on sites, and I would like to say that you people use your specific opinions in such a negative way. I came to this company for repair and did not want to send her my SSN. Instead of trying to convince me of sending my information, she in turn showed me what to do myself without even asking for a penny. You all should be very ashamed of yourself for writing such bad things like this. Most of these are people who are complaining over time frames or her not messaging them back the same day. What company does any way? Major companies take their sweet time contacting people back. You all forget that companies have other clients. This company was amazing. No other company would have offered something for free at all. But she did. I commend her for that, and have total respect for her and her company.

Thumbnail of user seanp48
6 reviews
12 helpful votes
July 5th, 2017

Jeannie has been a True Blessing to my team! Since Day 1, She has been strictly business no Bs & No Corners Cut! We can count on her for anything. We All Are Human but for 1 Human to have a Work Ethic like Her's is Phenomenal! Would Highly Recommend

Service
Value
Quality

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From the business

Credit Restoration on all three credit bureaus. Experian, Equifax and Trans Union. Low cost, great quailty services for all to receive!

Company Representative

Thumbnail of user jeanniek6
Jeannie K.
Typically does not respond to reviews

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