• Bajaj Finserv

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Overview

Bajaj Finserv has a rating of 1.5 stars from 6 reviews, indicating that most customers are generally dissatisfied with their purchases. Bajaj Finserv ranks 192nd among Loans sites.

  • Service
    3
  • Value
    3
  • Quality
    3
Positive reviews (last 12 months): 0%
Positive
0
Neutral
0
Negative
2
How would you rate Bajaj Finserv?
Top Positive Review

“Excellent Product Service offered by Bajaj Finserv”

Rajesh K.
7/29/16

I really appreciate the diligence and effort showed by their staff towards customer query. I had opted to have balance transfer of my home loan with Bajaj Finserv. Not only they provided a great offer on my existing home loan but also assisted me in each step during my super fast loan application approval process. It was really a pleasure experience with Bajaj Finserv.

Top Critical Review

“Never ever opt for Bajajfinserv”

Vishnu G.
8/8/23

Never ever opt for Bajaj Finserv loans even as a last resort. Cause private banks like these are unethical and very cruel in nature. Every single employee working there is an example of how worse the society has turned into. I took a personal loan form Bajaj to fund my Home construction when I faced unexpected shortages. I was shocked to know that I have been paying only interest for nearly 2 years and it was later that the EMI had begun. And now when you try to close the loan the repayment amount is more than the loan taken. From the sales team to branch and customer support, every single person in the bank tries to loot you with lies. Check the internet for other reviews and experience before falling for the trap. They have structured their loan in a way that you can never continue nor end it. Unfair charges and surprises in the form of unknown fees that they never disclose at any given point of time. You will have never heard of any sort of charges like they do. Nobody cares for your problems, all they care about is if the EMI is paid on time. The most selfish cruel and unethical organisation ever to be found. Every other lender has a better and smooth service and is incredibly transparent.

Reviews (6)

Rating

Timeframe

Other

Thumbnail of user vishnu8050903917
1 review
2 helpful votes
August 8th, 2023

Never ever opt for Bajaj Finserv loans even as a last resort. Cause private banks like these are unethical and very cruel in nature. Every single employee working there is an example of how worse the society has turned into.

I took a personal loan form Bajaj to fund my Home construction when I faced unexpected shortages. I was shocked to know that I have been paying only interest for nearly 2 years and it was later that the EMI had begun.

And now when you try to close the loan the repayment amount is more than the loan taken.

From the sales team to branch and customer support, every single person in the bank tries to loot you with lies.

Check the internet for other reviews and experience before falling for the trap.

They have structured their loan in a way that you can never continue nor end it.

Unfair charges and surprises in the form of unknown fees that they never disclose at any given point of time.

You will have never heard of any sort of charges like they do.

Nobody cares for your problems, all they care about is if the EMI is paid on time. The most selfish cruel and unethical organisation ever to be found.

Every other lender has a better and smooth service and is incredibly transparent.

Products used:
Personal Loan to fund home loan shortage.

Service
Value
Quality
Thumbnail of user jeyachithrab
1 review
0 helpful votes
August 23rd, 2023

DAY LIGHT ROBBERY = BAJAJ FINSERV.
They send rowdies as collection agents. They keep so many hidden charges and ruin your life. Don't ever take a loan from them. Specifically flexi loans. You need to study a finance degree to understand their cheating techniques

Tip for consumers:
PLEASE DONT TAKE ANY LOAN FROM THEM

Products used:
Flexi business loan

Service
Value
Quality
Thumbnail of user shahzadq5
1 review
0 helpful votes
January 6th, 2023

Very bad experience from last 10 days calling customer service unprofessional people asking for my provisional certificate which is provided not available on the portal and branch office also providing I don't know where to complain nobody bother about it not recommend to anyone

Thumbnail of user saik85
1 review
0 helpful votes
October 19th, 2022

Fraud company they have looted me last month asking more money I have a strong proof they have not sanctioned a single rupees fraud company dont apply

Service
Value
Quality
Thumbnail of user dheerajb3
2 reviews
0 helpful votes
February 25th, 2020

When company is prone to unwanted callers & fraud what big difference will wensite make for customers

Thumbnail of user rajeshk30
1 review
1 helpful vote
July 29th, 2016

I really appreciate the diligence and effort showed by their staff towards customer query. I had opted to have balance transfer of my home loan with Bajaj Finserv. Not only they provided a great offer on my existing home loan but also assisted me in each step during my super fast loan application approval process. It was really a pleasure experience with Bajaj Finserv.

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