AnnualCreditReport

I literally just got my Experian and Transunion credit reports from this site with no problems at all. I'm shocked actually, because I'd researched it and I always expect a scam or a bate and switch. Nope, put in my info, asked me some verifying questions opened up the reports and I saved them to my computer. You will have to pay for your Fico score though, but I didn't need that, so no problem For once, I'm pleasantly surprised by how easy something was and it never once asked for any credit card info.

Worked perfect. Submitted some information. Requested only Experian after reading some reviews. Everyone was accurate, previous address and phone numbers. Report loading fine. Mozilla Firefox 42.0 used.

Brought you by the same guys at TransUnion, Experian, and Equifax. A better approach in my opinion is to get a credit report from each agency after 4 months interval. This way you can get credit report which covers information of a whole year.

I think you get one free credit report per year from each of the main credit bureaus, but you can get them all on this site. The government regulates it. Any other site that charges you for your credit report is probably trying to scam you.

REAL website. It is referenced for used by the FTC. If you would like to se their reference go to: http://www.ftc.gov/news-events/press-releases/2005/08/consumers-across-country-eligible-free-annual-credit-reports

Very helpful to see which credit companies are on file. I had peace of mind after checking. However you only get to use it once a year if you pick all three credit agencies which is Equifax, Experian and Transunion.

Anyone interested in obtaining a totally FREE copy of the their Consumer Credit Report can go https://www.annualcreditreport.com. This site has been set up by the big three credit reporting agencies in the United States, to furnish free annual credit reports once a year. After you log onto the site click on "Request Yours Now!. Fill in the form to verify your information and follow the links to obtain your free credit report from each of the big 3 credit bureau. The site is easy to navigate, however, make sure to answer the security questions correctly. The website may have an option asking if you "owned a chevy in 1961 along with other challenge questions to verify that you are not a robot. If none of the options pertain to you just click none. ** IMPORTANT! Consumers are only allowed one free credit report per year from each credit bureau. Write down the date that request your credit reports so you can remember when you are able to request new credit reports next year... and the years after. ** TIP: It is easier to dispute credit issues after you obtain a credit file number. You can use the file number listed on your free credit report. *** WARNING! Make sure you use the exact URL I provided so you will land on the site that says "The only source for your free credit report. Authorized federal law. Several companies have paid to have their name show up as the first result when you Google "free credit report' in an attempt to get you pay to receive your credit report. DO NOT get tricked into paying your credit report. Hope this helps everyone. There is such a thing as a FREE CREDIT REPORT. The problem is that there isn't a campaign to inform the consumer. Feel free to forward this on to your friends.

This is the one! Each year you can get a free copy of your credit report. I love this site! It gives you access to all 3 credit reporting agencies. You can get all 3 reports at once or you can get a report every 4 months by just picking ONE credit reporting agency to print a report from each time.
You can sign up for a free account at the 3 credit reporting agencies and they will hold your report online for 30 days to view. They will try and upsell you to pay for your credit score or report monitoring. You probably don't need the score unless you're buying the Taj Mahal... HA! So go check your credit report now for free!

This site is pretty easy to use to see all three of your credit reports (although they will try to upsell you to see your credit score which you don't need to get there). This is the actual government mandated ftc site unlike all the other misleading ones which offer a free credit report with a trial signup with a credit monitoring service (which often are a pain in the butt to cancel once they start charging your credit card automatically).

Very user-friendly! Went to the site and i was viewing my report in 10 minutes!

This is the REAL website whereby you can access and print your credit report from all 3 credit reporting agencies once per year.

The site is easy to navigate, and only takes about 20-30 minutes to access ALL 3 of your reports and print them out. They also have useful information about disputes and other credit issues that you might need to know about. You can have a free report once per year. There are additional services available for a small charge to get your credit score or monitor your credit. All in all, a nice experience and very helpful!

Don't be scammed by the "freecreditreport.com" type sites. This is the ONLY ONE that is really free and supported by the credit bureaus themselves. All the rest of it out there is just a ploy to get you to buy their "credit monitoring" or protection services. Not really sure if those work or not. But if you want a service like that, it's available here from TrueCredit and it's terrific and a LOT LESS than you'll be hit for on many of the other sites.

I try to check my credit report every 6 months just to make sure no one has taken out any fake credit cards, etc. In the process of doing this, I've found many sites provide misleading information and try to trick consumers into paying for their own credit report (including mainstream banks and credit card companies).

However, we all have a right to see our credit report for free. Annualcreditreport.com will help you do it (they do it through Equifax, Experian, and TranUnion which are the three US credit reporting agencies) entirely online. It's pretty easy and only takes 10 minutes or so. Just be careful because the site will try to upsell you on paying for your credit score (which is different from your credit report) and other services you probably don't need.

The FTC also has written about this http://www.ftc.gov/freereports