0+

Business Funded

£0M+

Invested to date

4.6

Customer Rating

What are our customers saying about us?

Capital Skye have assisted a number of our clients in time critical situations and are highly experienced cash flow lenders.

Sebastian Hyde

Recruitment

We think of Capital Skye more than just a Financial Services provider, they care enough to know our business and as such we are more like partners

Cheryl Armour

Transport

It’s growth funding that gets us the best from our working capital, which covers materials, wages and other costs while we wait to be paid for our goods.

Miles Jackson

Manufacturing

No matter what your funding need is, Capital Skye can help!

Frequently Asked Questions

This refers to the fees that Capital Skye Limited charges borrowers for registration and using the services of the platform. It covers the costs of verifying your ID and setting up a loan profile on our platform, thereby making your loan application accessible to a database of active lenders and interested investors who will decide on how much they want to lend to you based on your risk rating and the interest rates set.

With an unsecured business loan you can borrow from £20,000 to £500,000.

You can complete an online loan application without any documentation. During the application process, we'll ask for your bank statements, and we have a service built into our website that allows you to provide them very easily (you can also upload them manually if you'd prefer). Prior to approval, we'll ask you to verify your identity by providing a copy of your driver's license or international passport, and depending on the amount you're borrowing for your business, we may ask for business financial records.

This depends on the complexity of your loan and the availability of your support documents (usually your bank statements and identification documentation). With all required documentation we aim to assess and approve your loan very quickly. Once approved, and depending on the size of your loan, it takes some time for investors to fund your loan (smaller loans are often funded within an hour). Once a loan is funded you expect to receive funds in your bank account within 24 to 72 hours, based on the country where your loan application originated.

No, investors will never know who you are. Your loan listing will contain detailed information on your application and business profile but won't identity you in any way.

Your loan will be removed from the platform marketplace when your listing closes. This is very rare, and if it does happen, we apologize for the inconvenience and reimburse 70% of the amount you paid for enrolling in the platform. You're of course very welcome to apply again.

All payments are by direct debit from the bank account the loan is paid into. You create the direct debit instruction online when you accept the loan.

It's very important you contact us if you'll be late in making a payment. Default interest will be charged on any amount in arrears and we'll work with you on a plan to get you back on track as soon as possible.

If you run into some unforeseen circumstance that means you won't be able to make your payments please contact us. We have special hardship procedures and we may be able to help.