Is the ultra-low account really better than the standard account at XM?

Asked by Sameera b. on 5/30/2025

2 Answers
Su H.5/30/2025

I don’t remember anywhere xm saying it is better… Maybe some traders would say it is better, but you need to know that they speak for themselves, meaning it’s better for their trading style or strategy. For sure, they are different in terms of trading conditions and availability of some features. For instance, the deposit bonus offer is available only for the standard account while you can’t boost your account if you choose the ultra low account. Also, the spreads seem to be slightly better with ultra low compared to the standard account. And the last significant difference is in the swap fees. At Ultra low acc these fees are eliminated, while still are present with the standard account. Regarding the market range, I didn't spot any differences…
Pelabo K.5/30/2025

Yes and I thought it’s an obvious thing to determine on your own. Just take a look at trading conditions and you will understand. Almost double lowered spreads and a chance to trade without swaps. These are the main advantages. Of course, in case you stick to this account, you can forget about trading bonuses.
But, for more or less knowledgeable traders, it's not a big deal to prefer better trading costs, rather than additional capital for trading, which you can’t withdraw and actually can get by leverage.

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