Pal, I deposited through a bank card. There are no charges and the funds are being transferred immediately. Literally, after you click that pay button, the funds will be shown on the balance of your trading account.
Regarding the withdrawals, I have exceeded the deposited amount, so I can't use a bank card anymore. I have only one option left - wire transfers.
I don't know what exactly you want to learn, but you should know that regarding the withdrawals, you can use the same payment method you used for depositing, only to the amount of funds you have previously you have deposited. This is connected to the AML policy and its standard one among all the brokers, regardless of how many payment methods they have incorporated.

Honestly I use ordinary bank cards. They are pretty fast and free of any charge. Works for me.