Here’s what consumers have asked with answers from eSurranty staff and previous consumers.
No. esurranty.net was developed after a person not affiliated with the esurranty company attempted to register the domain. It was originally used only for esurance customers when esurranty had a contract with them. When esurranty cancelled that contract they kept the site operational to serve the leftover customers that didn't switch their accounts to esurranty.com.
Please refer to your policy terms and conditions for cancellations and refunds. Customers may cancel their policies at anytime. If a customer cancels within the first 30 days and they have had no claims they will receive a full refund. If a customer cancels after 30 days and they have not had any claims, they will receive a pro rated refund of the unearned premium. Customers that have had a claim are not due a refund.
The policy page for that device is here: https://www.esurranty.com/iphone-7-plus-insurance/ and yes our policy covers loss and theft. In regards to being cost effective, we advise that a 2 year plan is usually more cost effective as the price generally go down for the coverage after the 2nd year.