• Affordable Financials

Affordable Financials

Overview

Affordable Financials has a rating of 2.41 stars from 46 reviews, indicating that most customers are generally dissatisfied with their purchases. Affordable Financials ranks 28th among Credit Repair sites.

  • Service
    16
  • Value
    16
  • Quality
    16

This company does not typically respond to reviews

Positive reviews (last 12 months): 0%
Positive
0
Neutral
0
Negative
3
10
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What reviewers want you to know

Positive highlights

  • I have worked with her for the first time and I could not find anything to make a complaint.

Critical highlights

No critical highlights yet

How would you rate Affordable Financials?
Top Positive Review

“They get it done & fast”

Neema R.
7/2/20

I am putting this review up because I see all these other reviews and I do not believe they are true. There has not been a time that I cannot get a hold of her at all. I have results within 3 weeks and I am posting it for people to see. You want results this is the place to get them. I have nothing else to say. Proof is in the pudding!

Top Critical Review

“Claims they use "novation contracts" but never provides contracts to sign...”

S B.
12/8/20

After every excuse in the book, I followed up once again and she claimed it is taking a long time because they use "novation contracts." Last I checked, if I was a party to a contract, I would have to sign it, right? Never refunds anyone. She may offer it, but don't believe a word she says. No replacements, no posting, ever. Read the other reviews. We purchased several of her packages for our clients and not a single one was reported since July 4,2020... and I now see that others have been waiting years for her to deliver on her promises. Someone needs to shut her down, period.

Reviews (46)

Rating

Timeframe

Other

Reviews that mention popular keywords

first time (4)
Thumbnail of user sb758
1 review
1 helpful vote
December 8th, 2020

After every excuse in the book, I followed up once again and she claimed it is taking a long time because they use "novation contracts." Last I checked, if I was a party to a contract, I would have to sign it, right?

Never refunds anyone. She may offer it, but don't believe a word she says. No replacements, no posting, ever.

Read the other reviews. We purchased several of her packages for our clients and not a single one was reported since July 4,2020... and I now see that others have been waiting years for her to deliver on her promises.

Someone needs to shut her down, period.

Tip for consumers:
Everything sounds great, but she wrote and designed the site. If you can't believe a word she says, then I hope you know that nothing she promises are ever delivered. Read the complaints all over the Internet, not the fake reviews that she posted on her site.

Products used:
Several of her personal tradeline packages, including revolving, installment and non-conforming mortgages.

Service
Value
Quality
Thumbnail of user ts797
1 review
0 helpful votes
October 4th, 2022
Verified purchase

DO NOT TRUST JEANNE! She's a Lair and BS after she get's your money! www.cpnandcreditrepair.com
I'm a broker and she's scammed me and my clients out of thousands. Replies and keeps saying she's going to deliver and never does, causing me to have to give refunds after she's been paid and leading on for months. She's been at this for years, I thought she had changed so I took another chance on her, big mistake. Definitely a scammer and finesser I can't see how she sleeps at night. Attached $1400 of zelle
Money sent.

Tip for consumers:
Don't fall for her excuses.

Products used:
Purchased Business credit package and broker packages of Tradelines. Received NOTHING.

Service
Value
Quality
Thumbnail of user tattybarnes87
1 review
0 helpful votes
October 12th, 2023

Excuse after fckn excuse… the only reason I went with her is because she had a FEW good reviews it started off cool. Then when the time frames approached with no results. The communication got slimmer to BS excuses. I tried to be patient as I hate being confrontational but I've had enough!

Products used:
Credit repair and tradelines

Service
Value
Quality
Thumbnail of user henrih14
1 review
6 helpful votes
January 28th, 2020

Theres enough free information on the website to read and go do the rest yourself. So stop being lazy

Thumbnail of user neemar3
1 review
0 helpful votes
July 2nd, 2020

I am putting this review up because I see all these other reviews and I do not believe they are true. There has not been a time that I cannot get a hold of her at all. I have results within 3 weeks and I am posting it for people to see. You want results this is the place to get them. I have nothing else to say. Proof is in the pudding!

Tip for consumers:
give them a chance its well worth it

Products used:
Credit Restoration

Service
Value
Quality
Thumbnail of user vt58
1 review
0 helpful votes
May 26th, 2021

This woman should be ashamed of herself. I paid her $1200 as a broker and she did absolutely NOTHING. No repair, no cpn, no business credit, NOTHING. NOTHING but give excuses as to why it hasn't been done, followed by promises that it will be. PLEASE don't fall into the trap and pay her.

Tip for consumers:
Please don't waste you money and time. She knows the language, and at some point in her life possibly did this type of work, but now does nothing but scam people out of money. After you pay you can forget about receiving a call or any updates.

Products used:
Credit repair, cpn, and business credit.

Service
Value
Quality
Thumbnail of user rondas71
1 review
0 helpful votes
April 11th, 2021

I have been dealing with Jeannie for years, CPN pretty good but not a single credit repair was done and I sent her probably dozen including my own recently. She was quick to respond when I showed interest, but after I paid absolutely nothing. I complained and she sent the disputes. After that, Nothing was done. I am soo disappointed as I have worked with her for years. Stick with the CPNs

Service
Value
Quality
Thumbnail of user aprilc295
1 review
1 helpful vote
March 4th, 2021

These positive reviews have to be family or friends because this woman is pure evil. I told her I desperately needed her services and she didn't provide them and ran off with my $250. She comes off as sweet and personable but please don't be fooled. She is a liar and a thief. She totally scammed me and had the nerve to try to scam my family member too. Luckily he told her he would not be sending money to someone who hasn't delivered as promised. Please believe the negative reviews and RUN!

Service
Value
Quality
Thumbnail of user michellee1378
1 review
0 helpful votes
July 7th, 2022

Jeannie is a scammer. Don't trust this woman. She talked a good game and responded fast before I sent her my money. All she did is make excuse after excuse. All the negative reviews are 100% truthful. I experienced the same things so I know nobody lying on her. I got so feed up of all the lies and told her to just refund me. She claimed she refunding me I kept sending messages and she won't respond! She is a liar and you will never get what u paid for! If I could leave a zero star I would've.

Service
Value
Quality
Thumbnail of user ebonip4
1 review
0 helpful votes
October 13th, 2021

I wont be long winded. She stole $950 of my clients money and stopped responding to my emails 2 days later. I have been reaching out to her for WEEKS with no response until she accidentally sent me cash app money request intended for someone else which confirmed for me that was completely ignoring my emails intentionally. I have to refund my client and try to salvage my reputation behind working with this $#*!. DO NOT SEND HER A DIME! She's a pure trash $#*! scamming liar! YOU'VE BEEN WARNED!

Thumbnail of user thebujimental
1 review
0 helpful votes
October 7th, 2023

She doesn't realize how serious this can be. You will spend your last to ensure you and your kids are good and she'll come in, pray and benefit on your vulnerability. She keep promising things and never fall through until you are left completely hopeless. Over $500 and a year later I have nothing. My attorney has advised me to file a complaint.

Thumbnail of user paulaj277
1 review
0 helpful votes
April 22nd, 2021

I paid 375 for a credit sweep and business credit lines and have not heard anything in 3 months. A one hub was suppose to have my files and there has been no activity since I've paid. The only time I've heard from Jeanne is upon initial payment and then once or twice right after when I reached out to inquire about the inactivity. The last few months when I reached out to Jeanne I have not got a response. I have requested a refund since nothing was worked on. This company violates so many CROA laws, I am now unfortunately having to get my attorney involved. This has been such a frustrating experience. Please save yourself time and money and go to a reputable credit repair company.

Tip for consumers:
Please stay away

Products used:
Didn’t receive purchased service

Service
Value
Quality
Thumbnail of user kallip3
1 review
0 helpful votes
August 12th, 2022

I was scammed by Jeannie. I used her as a broker and after providing her with client info she would ghost me or respond via text to say more time and give an excuse but the profiles were never received. She has cost me to refund money and made me look bad by never coming through with the orders that were placed. I will say all of the other people are telling the truth she is quick to respond until she gets your money and here comes the song and dance. Do not be fooled by the website and her emails/texts & FAKE POSITIVE REVIEWS, in the beginning, she will show you really what she is soon enough. A scammer! Please know you have been warned!

Products used:
Broker services for financial goods

Service
Value
Quality
Thumbnail of user wallacej19
1 review
2 helpful votes
May 21st, 2020

Results talk and bs walks that is it right there. This lady can do what she says. Check da results afta less then two weeks. All you ballers talkin smack this da lady!

Thumbnail of user michellew1957
1 review
1 helpful vote
March 13th, 2022

Nothing she advertises she does. All she's doing is STEALING money from the consumers. I don't know how she's not under the jail. She's got to be the FBI most wanted person for fraudulent activities. SCAMMER

Tip for consumers:
Do not give www.cpnandcreditrepair.com any money she’s a scammer.

Products used:
Credit repair

Thumbnail of user shikat1
1 review
0 helpful votes
April 3rd, 2022

Jennie seemed like an honest person upfront but produce no results and dodge phone calls and text messages! Run! And save your money!

Tip for consumers:
Run

Products used:
Credit repair. Glad I didn’t purchase the largest package

Service
Value
Quality
Thumbnail of user jeanniek6
Jeannie K. – Affordable Financials Rep

Ill be more than happy to see what is going on with this. Please email me or text me immediately. Thank you

Thumbnail of user bbostic30
1 review
0 helpful votes
May 7th, 2023

Sent her 175 I kept getting emails from her, so i decided to take a chance, and guess what? She scammed me. I haven't heard anything just bs and after reading these reviews, i see I wasn't the only one. She's been doing this for years. What bothers me is i never trust anyone with my personal information, and I work in the tracking field. The phone number she gave me was the first red flag, but I let it go. After someone refered me to this site i cashapp her the money she mustve really needed that 175 im for sure gonna put my law enforcement friends on her track her down imma be petty bout this 175

Tip for consumers:
SCAMMER!!!!!!

Products used:
nothing

Service
Value
Quality
Thumbnail of user kayr186
1 review
0 helpful votes
June 9th, 2021

I paid https://www.cpnandcreditrepair.com/ to do my credit repair and she told me it will take 90 days. Maybe. Now I paid cash app and she was suppose to send me the form to fill out she never did and I called texted and emailed no response. She just read my message. She is a scam and it's horrible and I paid her 350.00z

Tip for consumers:
Don’t do it it’s a scam just keep your money.

Products used:
Nothing

Service
Value
Quality
Thumbnail of user jessicad307
1 review
4 helpful votes
October 8th, 2019

BEWARE! I had the unfortunate opportunity to come across Jeanine website and was very impressed only to get scammed after paying $250. I initially emailed asking questions and my emails were returned instantly and she even emailed me if I took too long to respond. After paying the $250 I have not been able to get what I paid for. I have requested a refund multiple times with no reply so I will be taking this further with my bank and other sources. I hope that she gets stopped really soon!

Thumbnail of user nyemaj1
1 review
11 helpful votes
September 5th, 2019
• Updated review

At this point she has stopped replying to my emails and I don't see me getting my refund. If you are a perspective client run as fast as you can. It's disheartening because I now have to compensate these people for their money so I'll be losing out double. I will still send in documents and press charges but was hoping I would receive my money before hand. DO NOT DO BUSINESS WITH *!

*Personal information redacted by admin

Should have listened to my gut
September 4th, 2019
• Previous review

I paid Jeannie for two aged primary packages for two of my clients. She literally hounded me for the money calling, texting, emailing continuously until I sent the money in and then lagged in response there after. After the fact I read reviews on her which was my mistake and asked for a refund. She contacted me begging not to believe the lies. I asked her to sign a contract stating I would be entitled to a refund had the lines not posted. I checked in with her about an update in which she said on more than one account it was too early to hear anything. Now it's past the 30 business days as stated on the contract I've been texting her text free number and emailing with no response. I will be sending all documents over to my bank and zelle to have her account flagged as well as pressing charges against her if I do not receive my money back.

Thumbnail of user phenecem
1 review
5 helpful votes
August 19th, 2019

I paid * $175 over 2 months ago and has been given the run around ever since! I did not receive the product or a refund! The last time she emailed was on 8/16/2019 and stated I would have my refund in two hours and have not heard anything since then! I'll be filing a police report and have found more information on *! If you need the address to file a police report it is * Both addresses state she currently resides at both.

*Personal information redacted by admin

Thumbnail of user sp164
1 review
5 helpful votes
May 28th, 2019
• Updated review

Jeannie contacted me after the review and still no refund given. I requested the funds via PayPal twice, as requested by Jeannie, because PayPal was having problems that day (doubtful) and still nothing. She stopped responding. Be very very careful. This service is a scam. The work was not completed!

Thumbnail of user jeanniek6
Jeannie K. – Affordable Financials Rep

Sorry about that, I actually did have an issue with my card. I will taking care of it today or tomorrow. Also will be sending your EIN today as I could not during the weekend or holiday. I apologize. I am not a scam, I would appreciate you not state that. I do respond and I have responded to you..

I was desperate and escaping family violence and she scammed me of my last cash
May 18th, 2019
• Previous review

Unfortunately I believed the lies several times over. She strung me along for almost a year. She knows what to say as a woman to you, kid excuses and family excuses, things we can relate to. Be VERY VERY careful she is NOT who she said she was. I pleaded with her to finish my file so I could get a place to live and take care of my kids, nothing but excuses. As a woman she prays on our feminine natural reactions and instincts to string us along. RUN AS FAST AND QUICK AS YOU CAN.

As I look back I see that this is a scam and realize I was grabbing on to anything that would get me and my children safe and a fresh start from family violence. I bought the dream she sold!

I did not get my money back. She stopped responding.

Thumbnail of user candacew28
1 review
2 helpful votes
September 21st, 2019

-5 stars
I paid Jeannie in January. She literally was right on top of responding to me then lagged in response after payment. After the fact I read reviews on her which was my mistake and asked for a refund MULTIPLE TIMES. It's now September, I've heard on multiple occasions she is out of office. Death in the family, family issues, divorce. She even tried to convince me I had the exact same name as another client and she was confused. Bottom line, this is money I have been out for 9 months without rendering any services. By the way this is the second time she has taken my money. First time I thought I was wrong but I know now for sure she is nothing but a fraud with no integrity or morals. I hope she is found and charged for her misconduct. Congratulations Jeannie for being an incredible thief! We know you're reading these not your "representative"

Thumbnail of user shanees
1 review
4 helpful votes
May 13th, 2019

She's a fraud period. I was lucky enough to get my money back from her scamming $#*!. Lies and excuses is all she is
05/22 So i posted the original update a few days ago. Jeannie responded. I paid for a sweep and chexsystems and EWS removal. I never got proof of any disputes with Cs or EWS. She created an experian account and proceeded to do disputes online or so she says but so could have done that myself. Anyway, she asked me to remove the review and so decided not too. She didn't do anything at all. She stated she mailed letters off April 10 it's way over a month and I got no response from bureaus. I've done credit repair and i would have been gotten things in the mail by now. She must really need the $175 she steals from people. Don't waste your money people.

Thumbnail of user jeanniek6
Jeannie K. – Affordable Financials Rep

This is untrue - Just because I dont answer someone instantly or within their time frame does not mean someone is a scammer. I have been doing this for many, many years. I do not just outsource out to people to do my work, I do the work myself - and I have specific time frame for answering emails, but I do try to answer them as quickly as I can, even if its just a "Ill get back to you later"email. If you want to resolve this, then just email me and I will do whatever is necessary to fix the situation.

Thumbnail of user frankr396
1 review
1 helpful vote
May 18th, 2020

I got to tell you that I did read reviews on this company and took the chance and so glad I did. Maybe people like to complain a lot when their lives are messed up and blame other people. This business helped me out with a payment plan when I did not have all the money to pay. I have had great results on both services I am purchasing and outstanding customer service too

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Thumbnail of user jeanniek6
Jeannie K.
Typically does not respond to reviews

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