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What is the overall rate charged when factoring in the rates the average betterment ETF charges

Asked by G K. on 8/30/2016

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I don't have a smart phone so could I download an app to my laptop ?How would Betterment be able to help me with a tax deferred retirement plan that would have a 10 to 12 year time horizon before withdraw? I and my wife are 53 years old and plan to retire at age 65. I am interested in tax deferred retirement plan that will has very low fees and little volatility. Tony If one has investments already in place with other organizations, I am presuming that those investments would need to be sold in order to receive cash that can then be placed with Betterment? Also, as I understand Betterments' fee, they are advertising a. 15 % fee per annum for a placement of $10,000 or more with Betterment. Is this correct? The review above mentions a. 9% fee per quarter. So, which is corrrect?

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