Wanda C.

BOA is great for depositors ith direct deposit, but God forbid you receive a paper check and need to deposit it. My recent deposit is on a two (2) week hold even though funds were verified with the issuing bank. Their website states holds are 2-7 days which I am finding to be untrue. If and/or when they grant me access to my funds, I am changing banks.

I have only attempted to use Restaurant.com "gift certificates" at four (4) different restaurants. Two of the restaurants do not used them anymore, and the other two each charge $10 to $20 fee to accept the gift certificates. I don't get the point of the service since, as a consumer, I paid for the gift certificates and they were pretty much worthless.