I joined Lumosity for a year under a promotion. The following year they charged my account even though I had selected no auto-renew on my profile. When I contacted them they said that their TERMS say that auto-renew is what they do. So you give them your credit card info once and they can charge it whenever they like? This company is crap. They have lost their mind and are teaching brain training? I don't think so. I'm working with American Express to handle this.