Let me ask a question: How many of you would 'argue' about... eBay, WalMart - or any other business where you DO get value for what you've paid for? I doubt many if ANY would.
ANY site/business that generates THIS amount of debate has got SERIOUS legitimacy problems. Anyone who has to question - 'did I get a REAL deal?' should WAKE up and say 'no.'
The fact that NO ONE has bothered to (simply) look up this business, it's on BBB, it's credentials/financials (and if you have, then, THAT is enough to tell you) WITHOUT all this; 'you said/I said.'
If most of you had to deal with any business that has THIS much debate - and STILL is either debating; 'is it legit,' need to wake up. This ENDLESS reading/WRITING serves NO purpose.
Before you d business with ANY company you are not familiar with, do a background business check. This amount of 'red flags' is PLENTY more than is needed to say; 'no - I don't want to do business with them - there' s a LOT of questioning about it.'
Give this debate a rest. You DON'T need spreadsheets, calculators - you JUST need common sense.
If you read 1/10 of what's written here, you'll see it's repeated ad nauseum.
Move forward! Pick another business.