Trekkie B.

The Pros
- They approved me for a loan when I didn't think I would be able to get one.

- They delivered the money when they said they would and it was fast.

- It was easy, convenient, private and I didn't have to ask someone else for money. I appreciated this more than I can say.

The Cons
- They try to trick you into borrowing more money than you initially ask for. No matter how much you say you want the loan for, when they bring up your loan amount, it's for the maximum. You have to search for the little link that lets you change the loan amount and it's not clear that's what you're doing at first. Be careful of this.

- It cost more than it does at CheckSmart to borrow money but I refuse to go to CS anymore because they do some weird thing with money orders now

- Money Mutual sent me a LOT of email. Email trying to get me to borrow more money even before my initial loan was due. Email trying to convince me to extend the loan. Email to see how much more money I was qualified for. Email to tell me more lenders were waiting to loan me money. Email to tell me I was free to borrow more money as soon as I paid back my loan. Email to tell me the sun was shining. A LOT of Email. I finally had to make a folder and filter just for MM.

Bottom Line: Money Mutual did what they said they would, when they said they would. I was responsible and paid back the money when I said I would. That's all there was too it, except I still get a lot of emails asking me to borrow money. I have no plan to anytime soon, but it's nice to know they're there if I need them.