Todd W.

Groupon has a "Deal" to use with MMs. You can get nearly the Groupon discount anywhere on the web and MMs charges $15 to ship a very small order. That is 3-5x what it costs. Wish I had checked the MMs ratings first. I'm probably one of thousands of "1 time only" customers for MyMMS.com.

None of these cards is guaranteed. The person who sold it to Raise could empty the card on day 99 and you would just be out of luck the next day! I just checked a VS $300 one and it got emptied at around day 90. ZERO balance. I never used it. You need to use every card completely before day 100! Or Raise will just say, "that's tough". Also, if you have any problems with the vendor redeeming or checking balances, you are out of luck. Raise's guarantee is very limited. Lastly, their customer service is sometimes sarcastic and disinterested and service is often very slow. Everyone writes about this. I've spent around $1500 with them. That's over.

Great store, great service. Veteran discount. I go there a lot.

Great customer support and great deals. What else do you need?

I don't even want to know how much I spend at Target. :) But, their prices, products, and (mostly) hassle-free returns are great. I return less than 1% of what I buy, always in perfect shape. I just like to have the option. The only problem with Target is their inventory monitoring. Whoever is in charge of that needs to be replaced. It's bad and could be improved so incredibly easily.

I have spent literally over $11,000 there over the past few years. I tried to return a very few perfect-condition items with no receipt for a store credit. They used to do that all the time. Now they use a service that labels you a fraud. Seriously? Yes, it is their right to change their policies. And it is my right to take my business to Lowes and Menards - where I have never had a problem returning stuff that is in perfect shape for a credit - which I am just going to turn right around and spend again! Also, the return credit is usually less than I paid because of sales. I'm totally fine with that.