I paid for a 2 year service to end Jan 2016 for unlimited on-lineGREETING CARD USE, after a couple of months they sent a link saying I cant use my password any longer due to security reasons, they will send a link in one hour to reset- that was 2 weeks ago Monday. No link after sending several emails to their customer service (they don't have a phone #) no response. Basically they are a scam company after researching on several other complaint sites it has happened to so many others! Legally if you pay via pay pal they have 45 days ONLY to give you a refund so after 45 days the cards stop and theres nothing you can do about it! Use HALLMARK they are legit!