I read all of the disclaimers and everything when I signed up. I wasn't ever told that I would be charged $40 a month to be a member of a website. I saw the charge in my account and immediately had them close my account and refund my money. I contacted them and they said "oh we send email notifications to you about skipping the monthly payment", I never received any email about that. I opened my account in January and didn't get any sort of charge until now and it is April. I also looked at my billing info and somehow they got a hold of a new billing method that I didn't put into my account. How in the hell can they get that info without you giving it to them. This website is bs and it's just a scam. Stay the hell away from it otherwise you will pay for it!