This company gives you daily brain exercises. For this service they ask that you pay for a year in advance. I did pay a year in advance and after 60 days realized this was not going to be a positive thing for me. The programs would not download to my Apple and I was in a daily struggle to download. I did receive their assistance explaining what to do to enhance the download process but it was a daily event that I could no longer deal with. I requested my money back for the 10 months I will not be using this program. They refused. What can I say. They scammed me for $40.00. I would not pay for this program for a year if you have any doubts about using it for they will not refund your money.