Well I heard about this site from a friend of mine about 6 months ago, I tried it for free because why the heck not?
At first I didn't notice much, did not do it daily and mostly just wanted the benifets of membership and the opportunity to play more games.
Now I use it everyday and am consistently remembering more, using bigger words, making decisions easier and solving math problems FAST.
I am a free member now and without charging me a single penny Luminosity has improved my mental ability on several notable points. I may make the decision to purchase a membership a little further down the line but for now I am one HAPPY guy.
I should also mention that a lot of the problems people are mentioning on this website are issues with their application/internet/money etc. I work on computers and somehow all of mine work perfectly for this website.
Luminosity has no problems and the customer service is doing their job. Every time I read a bad review it is USER issues.
Give it a try for free don't just pay for it on the first day. I am six months in and still only considering a pay membership.