I'm glad I found this site (will bookmark it for future needs w/other websites!) Like so many others I found myself in a financial bind and my car broke down, needed $ for repairs so I can get to my full time job and full time university classes- no work, no money, so the car is essential. Thank you everyone for taking the time to sound the alarm, when someone is desperate things are done that wouldn't normally be done, but I definitely don't need the problems a loan from Money Mutual would cause! Anyone in this bind, try PL$ check cashing: they offer payday loans as well as smart installment loans and don't rape your checking account for payment. You simply leave them a post dated check for your next payday, which they hold til then. When you come in and pay the loan and fee ( yes, the fees are high, but there's no encumbrance of your email, phone, bank account!), they return the check to you, no perpetual access to your bank account/life!