I have been using this site for many years and have never felt that the vacation i am planning would encounter any difficulties till now. Like said by others the guarantee really offers no real coverage. My main concerns now is that when you plan on renting a place it could be changed even at the last minute by either VRBO or the many management companies that now run the rentals. Conversations with owners directly are nearly impossible. So you are putting out over a thousand dollars that you may not get back and end up in a vacation far from what you had planned on with no recourse. VRBO What happened, you are losing your trust from both renters and homeowners, time to rethink your business practices.