I recently subscribed to a year's subscription believing that they would only take out the $3-4 each month as was stated on their subscription page. I was unpleasantly surprised the next morning when I discovered that it was not a recurring monthly payment as was advertised. I immediately attempted to cancel my subscription... made a "request" 4 times before finally threatening to call my bank and dispute the charge. The funds were finally credited to my account but now I am wondering if they will make further attempts in the future to withdraw funds from my account, now that they have my banking info. According to many previous posts here, there are more people who have been scammed by them than I thought there would be. Regardless, I don't think their business practices are ethical and will never make the mistake of subscribing again. There are plenty of FREE brain training exercises online without having to worry about getting ripped off!