A thinly disquised scam operation. Signed up for a year's subscription and continued to get charged 2 years after the year had finished. Was only partially reimboursed and am not at all confident that Lumosity's greedy minions might not continue to use my bank details to take out money without my permission. AND you cannot phone and talk to anyone of authority. You must send "Requests" and get limp preconstructed responses from a series of dishonest who-knows-whats.