This website sucks. They share your personal information without your consent or knowledge. Third party will then go into your bank account and take funds out. When you cancel they will continue to take money out of your account as if they have a right. When you confront them they quote some invisible clause that gives them the right to do this long after you've closed the account. I plan to sue! But to the rest of you. My advice is to AVOID THEM... AVOID... AVOID. They are theives and have no shame! That's IPayment Inc. out of Thousand Oaks CA