Am I to understand that Airbnb takes money from our credit card and keeps it for sometimes months before we actually travel? What do they do with this money? I would understand a deposit and the balance to be paid a few weeks before arrival... but not the whole amount upfront. I didn't realize that Airbnb became a bank hoarding people's money making themselves interest.
I personally find this very disturbing and feel uncomfortable with how this payment system has been put in place.